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★ THE HONEST NUMBER ON EVERY CARD591 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — India Cards

The honest number on every India credit card.

Every card we hold for India — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

591
India cards tracked
26
categories filed
Browse by issuer

Every bank and lender we list

Each issuer's page lists the cards it offers today, with the figures we have confirmed against its own terms.

The ledger

All credit cards in India

Showing 48 of 591
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Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
RBL Bank№ 433

RBL Bank Shoppers Stop Platinum Credit Card

Activate your Card and start shopping within the first 30 days to unlock a Shoppers Stop INR 2,000 voucher, along with a beautifully curated welcome gift worth INR 2,000.

Premium
Annual fee₹5,000per year
Top earn rate10 pts per ₹200Not yet checked with RBL BankShoppers Stop Universe
RBL Bank№ 435

RBL Bank World Safari Credit Card

A special travel encounter exclusively for you! Receive a welcome gift of MakeMyTrip voucher worth INR 3,000.

No FX FeePremium
Annual fee₹3,000per year
Top earn rateNot confirmed
RBL Bank№ 436

RBL Bank World Safari Lite Credit Card

Credit card issued by RBL Bank.

PremiumTravel
Annual feeNot confirmed
Top earn rate5 pts per ₹100Flights & Hotels booked via the RBL Bank Rewards Portal
HDFC Bank№ 437

Regalia Gold

Visa card issued by HDFC Bank.

Lounge AccessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 438

Reliance SBI Card

Get Reliance Retail Voucher worth Rs. 500 on payment of Joining Fee

PremiumStore & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 439

Reliance SBI Card PRIME

Visa card issued by SBI Card.

PremiumStore & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
YES Bank№ 440

RESERV Credit Card

Credit card issued by YES Bank.

TravelPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Utkarsh Small Finance Bank№ 441

Rhodium Credit Card

Mastercard issued by Utkarsh Small Finance Bank.

Cash BackPremium
Annual feeNot confirmed
Top earn rateNot confirmed
ICICI Bank№ 442

Rubyx Credit Card

Vouchers worth over ₹15,000 Welcome Vouchers from Tata CLiQ, Tata Croma, EazyDiner, EaseMyTrip, Avis and Elivaas.

Lounge AccessPremium
Annual fee₹2,000per year
Top earn rateNot confirmed
Bank Of India№ 443

RuPay Bharat Credit Card

Credit card issued by Bank Of India.

Annual feeNot confirmed
Top earn rateNot confirmed
Canara Bank№ 445

RuPay Classic Credit Card

Credit card issued by Canara Bank.

Annual feeNot confirmed
Top earn rateNot confirmed
YES Bank№ 446

RuPay Credit Card

Credit card issued by YES Bank.

Annual feeNot confirmed
Top earn rateNot confirmed
Dhanlaxmi Bank№ 448

RuPay Dhan Samriddhi Credit Card

Welcome Bonus (1000 points for spends > Rs.10,000 within 90 days of issuance)

Lounge AccessPremium
Annual fee₹800per year
Top earn rateNot confirmed
Dhanlaxmi Bank№ 449

RuPay Dhan Vriddhi Credit Card

Welcome Bonus (1000 points for spends > Rs.10,000 within 90 days of issuance)

Lounge AccessPremium
Annual fee₹400per year
Top earn rateNot confirmed
Saraswat Co-operative Bank№ 451

RuPay Platinum Credit Card

Credit card issued by Saraswat Co-operative Bank.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Union Bank Of India№ 452

RuPay Platinum Credit Card

Credit card issued by Union Bank Of India.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Canara Bank№ 453

RuPay Platinum Credit Card

Credit card issued by Canara Bank.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Bank Of India№ 454

RuPay Platinum Credit Card

Credit card issued by Bank Of India.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Union Bank Of India№ 456

RuPay Select Credit Card

Credit card issued by Union Bank Of India.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Canara Bank№ 457

RuPay Select Credit Card

Credit card issued by Canara Bank.

No Annual Fee
Annual fee₹0per year
Top earn rateNot confirmed
Bank Of India№ 458

RuPay Select Credit Card

Credit card issued by Bank Of India.

TravelPremium
Annual feeNot confirmed
Top earn rateNot confirmed
IndusInd Bank№ 461

Samman Credit Card

Visa card issued by IndusInd Bank.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Axis Bank№ 462

Samsung Axis Bank Signature Credit Card

2500 EDGE REWARD Points on doing 3 transactions within 30 days from card issuance date

Cash BackLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
ICICI Bank№ 463

Sapphiro Credit Card

Visa card issued by ICICI Bank.

Lounge AccessPremium
Annual fee₹3,500per year
Top earn rateNot confirmed
SBI Card№ 464

SBI Card ELITE

Welcome e-Gift Voucher worth Rs. 5,000

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 465

SBI Card MILES

Visa card issued by SBI Card.

AirlinePremium
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 466

SBI Card Miles Elite

Visa card issued by SBI Card.

AirlineTravel
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 467

SBI Card Miles PRIME

Visa card issued by SBI Card.

AirlinePremium
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 468

SBI Card PRIME

Welcome e-Gift voucher worth Rs. 3,000

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 470

SBI Card PULSE

Get a Noise ColorFit Pulse 4 Pro Smart Watch worth Rs. 7,999 on payment of Joining Fee

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 471

SBI Card Unnati

Visa card issued by SBI Card.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 472

SBI Corporate Purchase Card

Visa card issued by SBI Card.

BusinessLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 474

SBI Shaurya Credit Card

Get 1000 Reward Points as a welcome gift on payment of 1st year annual of Rs. 250. T&C Apply

PremiumWelcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
SBM Bank India№ 476

SBM Kredit.Pe Credit Card

Credit card issued by SBM Bank India.

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
SBM Bank India№ 477

SBM Magnet Credit Card

Credit card issued by SBM Bank India.

No Annual FeeSecured
Annual fee₹0per year
Top earn rateNot confirmed
SBM Bank India№ 478

SBM MobiKwik First Credit Card

Credit card issued by SBM Bank India.

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
SBM Bank India№ 479

SBM novio Credit Card

Visa card issued by SBM Bank India.

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
SBM Bank India№ 480

SBM OneCard Credit Card

Credit card issued by SBM Bank India.

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

How many credit cards does PointsExplained track in India?

We currently track 591 credit cards in India, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in India?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 591 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “₹0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.