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Visa0/4 on file
Annual fee not published where we checked
SBM Bank India · Visa

SBM novio Credit Card

Secured

The SBM novio Credit Card is a Visa card from SBM Bank India. SBM Bank India does not publish its annual fee where we checked (October 2026), so we leave it blank rather than guess. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with SBM Bank India: credit requirement. SBM Bank India’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeNot confirmedNot published by the issuer where we checked ()
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on SBM Bank IndiaCompare this card
Opens SBM Bank India’s site
Ledger entry

The receipt

Every cost line we hold for the SBM novio Credit Card, exactly as recorded.

Annual fee
Not confirmedNot published by the issuer where we checked ()
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with SBM Bank India
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the SBM novio Credit Card. That may mean there isn’t one, or simply that we have not recorded it — SBM Bank India’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the SBM novio Credit Card. Rather than print a multiplier we cannot source, this stays blank until SBM Bank India’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • FD-backed secured credit card with seamless approval
  • Attractive interest rates on your fixed deposit
  • Exclusive rewards from premium brands
  • Helps build credit score with regular usage
Next step

Ready to apply for the SBM novio Credit Card?

You'll finish the application on SBM Bank India's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens SBM Bank India’s site
Questions

Questions about the SBM novio Credit Card

How much is the SBM novio Credit Card annual fee?

SBM Bank India does not publish an annual fee for the SBM novio Credit Card where we checked (October 2026), so we do not print one. Ask SBM Bank India for the current fee before you apply.

What does the SBM novio Credit Card earn?

SBM Bank India does not publish category earn rates for the SBM novio Credit Card where we checked (October 2026), so we do not print a multiplier.

What network is the SBM novio Credit Card on?

The SBM novio Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the SBM novio Credit Card available in India?

Yes — the SBM novio Credit Card is issued by SBM Bank India and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

How current is this SBM novio Credit Card information?

No figure we hold for the SBM novio Credit Card has been checked against a published document yet, so we show no check date. Not published by SBM Bank India where we checked: annual fee, earn rates and welcome offer. We could not verify, so we do not print: foreign transaction fee and purchase APR. Check them with SBM Bank India. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with SBM Bank India before you apply.