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Visa0/4 on file
Annual fee: issuer restricts access
HDFC Bank · Visa

Regalia Gold

Lounge AccessPremiumRewardsTravel

The Regalia Gold is a Visa card from HDFC Bank. HDFC Bank's site does not let us read its terms, so we leave the annual fee blank — check it on HDFC Bank's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: foreign transaction fee (Oct 2026). Not yet checked with HDFC Bank: credit requirement. HDFC Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Apply on HDFC BankCompare this card
Opens HDFC Bank’s site
Ledger entry

The receipt

Every cost line we hold for the Regalia Gold, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
2%Checked hdfc.bank.in
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Visa
Credit needed
GoodNot yet checked with HDFC Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Regalia Gold. That may mean there isn’t one, or simply that we have not recorded it — HDFC Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Regalia Gold. Rather than print a multiplier we cannot source, this stays blank until HDFC Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • 12 complimentary domestic lounge visits within India
  • 6 complimentary international lounge visits via Priority Pass
  • Complimentary Swiggy One and MMT Black Gold membership
  • 5X reward points on Myntra, Nykaa, Reliance Digital and more
  • Milestone flight vouchers worth Rs. 5,000 on spends of Rs. 5 lakh and Rs. 7.5 lakh
  • Quarterly Myntra/Nykaa vouchers worth Rs. 1,500 on spends of Rs. 1.5 lakh
  • Boarding Edge Program - complimentary spa, buffet, hotel upgrade, airport transfer
  • Accidental air death cover worth Rs. 1 Crore
  • Emergency overseas hospitalization cover up to Rs. 15 lakhs
  • Credit liability cover up to Rs. 9 lakhs
  • Up to 50 days interest-free credit period
  • Smart EMI option
  • Zero lost card liability
  • Dining privileges with up to 10% discount via Swiggy Dineout
  • Renewal fee waiver on annual spends of Rs. 4 lakh
Next step

Ready to apply for the Regalia Gold?

You'll finish the application on HDFC Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens HDFC Bank’s site
Questions

Questions about the Regalia Gold

How much is the Regalia Gold annual fee?

We could not verify the Regalia Gold's annual fee, so we do not print one. Check the current annual fee on HDFC Bank's own site before you apply.

What does the Regalia Gold earn?

We could not verify the Regalia Gold's earn rates, so we do not print a multiplier. Check them on HDFC Bank's own site.

What network is the Regalia Gold on?

The Regalia Gold runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Regalia Gold available in India?

Yes — the Regalia Gold is issued by HDFC Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the Regalia Gold figures last checked?

We checked its foreign transaction fee in October 2026, against a published document. Not yet checked with HDFC Bank: credit requirement. We could not verify, so we do not print: annual fee, earn rates and welcome offer. Check them with HDFC Bank. Terms can change without notice, so confirm the current details with HDFC Bank before you apply.