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Card0/4 on file
Annual fee: issuer restricts access
SBM Bank India · Card

Niyo SBM Global Credit Card

Secured

The Niyo SBM Global Credit Card is a credit card from SBM Bank India. SBM Bank India's site does not let us read its terms, so we leave the annual fee blank — check it on SBM Bank India's own site. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with SBM Bank India: credit requirement. SBM Bank India’s own page is authoritative — confirm anything you rely on there before you apply.

Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on SBM Bank IndiaCompare this card
Opens SBM Bank India’s site
Ledger entry

The receipt

Every cost line we hold for the Niyo SBM Global Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
NoneNot yet checked with SBM Bank India
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Niyo SBM Global Credit Card. That may mean there isn’t one, or simply that we have not recorded it — SBM Bank India’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Niyo SBM Global Credit Card. Rather than print a multiplier we cannot source, this stays blank until SBM Bank India’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • FD-backed credit card with credit limit equal to FD value
  • Earn up to 7% p.a. assured interest on the Fixed Deposit
  • Helps build credit score through card usage
Next step

Ready to apply for the Niyo SBM Global Credit Card?

You'll finish the application on SBM Bank India's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens SBM Bank India’s site
Questions

Questions about the Niyo SBM Global Credit Card

How much is the Niyo SBM Global Credit Card annual fee?

We could not verify the Niyo SBM Global Credit Card's annual fee, so we do not print one. Check the current annual fee on SBM Bank India's own site before you apply.

What does the Niyo SBM Global Credit Card earn?

SBM Bank India does not publish category earn rates for the Niyo SBM Global Credit Card where we checked (October 2026), so we do not print a multiplier.

What network is the Niyo SBM Global Credit Card on?

We hold no card network on record for the Niyo SBM Global Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with SBM Bank India before you apply.

Is the Niyo SBM Global Credit Card available in India?

Yes — the Niyo SBM Global Credit Card is issued by SBM Bank India and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

How current is this Niyo SBM Global Credit Card information?

No figure we hold for the Niyo SBM Global Credit Card has been checked against a published document yet, so we show no check date. Not published by SBM Bank India where we checked: earn rates and welcome offer. We could not verify, so we do not print: annual fee, foreign transaction fee and purchase APR. Check them with SBM Bank India. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with SBM Bank India before you apply.