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Lumine Platinum Credit Card
The Lumine Platinum Credit Card is a credit card from IDBI Bank. IDBI Bank's site does not let us read its terms, so we leave the annual fee blank — check it on IDBI Bank's own site. Here is what we hold on it, and what we do not.
Not yet checked with IDBI Bank: credit requirement. IDBI Bank’s own page is authoritative — confirm anything you rely on there before you apply.
The receipt
Every cost line we hold for the Lumine Platinum Credit Card, exactly as recorded.
- Annual fee
- Not confirmedWe couldn't verify this · check with the issuer
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmedWe couldn't verify this · check with the issuer
- Purchase APR
- Not confirmed
- Income requirement
- Not confirmed
- Network
- Not confirmed
- Credit needed
- NoneNot yet checked with IDBI Bank
The welcome offer
We hold no published welcome offer for the Lumine Platinum Credit Card. That may mean there isn’t one, or simply that we have not recorded it — IDBI Bank’s own page is the place to check.
What it earns
We hold no category earn rates for the Lumine Platinum Credit Card. Rather than print a multiplier we cannot source, this stays blank until IDBI Bank’s own terms give us one.
Perks & benefits
Card benefits
- Interest free credit period of up to 48 days
- 1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 4000 (max Rs. 300/month)
- Personal Accidental Death Insurance cover of Rs. 2 lakhs
- Credit Shield Cover
- Milestone benefit of 1,000 points on annual spends of Rs. 1 lakh
- Milestone benefit of 1,500 points on annual spends of Rs. 2 lakh
- Add-on card facility for family members
- Wide acceptance across 5.81 million merchants in India and 44 million abroad
Ready to apply for the Lumine Platinum Credit Card?
You'll finish the application on IDBI Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.