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★ THE HONEST NUMBER ON EVERY CARD949 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — United States Cards

The honest number on every United States credit card.

Every card we hold for United States — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

949
United States cards tracked
30
categories filed
The ledger

All credit cards in United States

Showing 48 of 949
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Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
Cyprus Federal Credit Union№ 434

Low-Rate Visa

Visa card issued by Cyprus Federal Credit Union.

Low InterestNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)№ 435

M Life Rewards Mastercard

Mastercard issued by First National Bank of Omaha (FNBO / First Bankcard).

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
M&T Bank№ 437

M&T Business Credit Card

Visa card issued by M&T Bank.

BusinessLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
M&T Bank№ 439

M&T Secured Credit Card

Visa card issued by M&T Bank.

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
M&T Bank№ 440

M&T Visa® Credit Card

Visa card issued by M&T Bank.

Low InterestRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Citibank / Citigroup№ 443

Macy's Credit Cards

Credit card issued by Citibank / Citigroup.

Store & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
Magnolia Federal Credit Union№ 444

Magnolia FCU Visa

Visa card issued by Magnolia Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
WebBank№ 446

MAJORITY Visa Credit Card

Visa card issued by WebBank.

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
JPMorgan Chase Bank№ 449

Marriott Bonvoy Bold®

Earn 45,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card.

HotelNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
JPMorgan Chase Bank№ 450

Marriott Bonvoy Boundless®

Visa card issued by JPMorgan Chase Bank.

HotelRewards
Annual feeNot confirmed
Top earn rateNot confirmed
JPMorgan Chase Bank№ 451

Marriott Bonvoy Bountiful®

Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening.

DiningGroceries
Annual fee$250per year
Top earn rateNot confirmed
Blucurrent Credit Union№ 454

Mastercard Classic

Credit card issued by Blucurrent Credit Union.

No Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Destinations Credit Union№ 455

Mastercard Credit Card

Credit card issued by Destinations Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Blucurrent Credit Union№ 456

Mastercard Platinum

Credit card issued by Blucurrent Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Bethpage Federal Credit Union№ 458

Mastercard® Cash Back Credit Card

Mastercard issued by Bethpage Federal Credit Union.

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Bethpage Federal Credit Union№ 460

Mastercard® Low Rate Credit Card

Mastercard issued by Bethpage Federal Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Synchrony Bank / Synchrony Financial№ 463

Mattress Firm Credit Card

Credit card issued by Synchrony Bank / Synchrony Financial.

Annual feeNot confirmed
Top earn rateNot confirmed
Truliant Federal Credit Union№ 467

MaxBack Cash Card

Credit card issued by Truliant Federal Credit Union.

Annual feeNot confirmed
Top earn rateNot confirmed
Golden 1 Credit Union№ 468

Member Cash Rewards+ (Signature)

Visa card issued by Golden 1 Credit Union.

Cash BackDining
Annual feeNot confirmed
Top earn rateNot confirmed
Golden 1 Credit Union№ 469

Member First

Visa card issued by Golden 1 Credit Union.

Credit BuildingSecured
Annual feeNot confirmed
Top earn rateNot confirmed
Golden 1 Credit Union№ 470

Member Rate Advantage

Visa card issued by Golden 1 Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)№ 474

MGM Rewards Iconic World Elite Mastercard

Mastercard issued by First National Bank of Omaha (FNBO / First Bankcard).

DiningGas & Fuel
Annual fee$249per year
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)№ 475

MGM Rewards Mastercard

Mastercard issued by First National Bank of Omaha (FNBO / First Bankcard).

HotelNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

How many credit cards does PointsExplained track in United States?

We currently track 949 credit cards in United States, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in United States?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 949 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “$0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.