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★ THE HONEST NUMBER ON EVERY CARD949 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — United States Cards

The honest number on every United States credit card.

Every card we hold for United States — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

949
United States cards tracked
30
categories filed
The ledger

All credit cards in United States

Showing 48 of 949
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Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
Barclays US (Barclays Bank Delaware)№ 485

Miles & More World Elite Mastercard

Earn 70,000 miles after you spend $4,000 in purchases and pay the annual fee in full, both within the first 90 days.

AirlineBalance Transfer
Annual fee$89per year
Top earn rateNot confirmed
Milestone№ 486

Milestone® Gold Mastercard®

Mastercard issued by Milestone.

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Mirastar Federal Credit Union№ 487

Mirastar Visa Platinum

Visa card issued by Mirastar Federal Credit Union.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Mission Lane№ 490

Mission Lane Gold Line Visa

Visa card issued by Mission Lane.

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Mission Lane№ 491

Mission Lane Green Line Visa

Visa card issued by Mission Lane.

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Mission Lane№ 492

Mission Lane Secured Visa

Visa card issued by Mission Lane.

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Mission Lane№ 493

Mission Lane Silver Line Visa

Visa card issued by Mission Lane.

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)№ 498

Mopar DrivePlus Mastercard

Mastercard issued by First National Bank of Omaha (FNBO / First Bankcard).

Gas & FuelRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Navy Federal Credit Union№ 499

More Rewards American Express Card

Amex card issued by Navy Federal Credit Union.

No Annual FeeRewards
Annual fee$0per year
Top earn rate3xDining
Citibank / Citigroup№ 500

My Best Buy® Credit Cards

Earn 10% back in rewards on your first day of purchases at Best Buy® or choose flexible financing when you are approved for the Card.

Store & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
Bread Financial (Comenity Bank)№ 501

My Place Rewards Credit Card

Credit card issued by Bread Financial (Comenity Bank).

Annual feeNot confirmed
Top earn rateNot confirmed
Bread Financial (Comenity Bank)№ 502

myAcademy Rewards Credit Card

Credit card issued by Bread Financial (Comenity Bank).

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Synchrony Bank / Synchrony Financial№ 504

MyLowe's Rewards Credit Card

Credit card issued by Synchrony Bank / Synchrony Financial.

RewardsStore & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
Kinecta Federal Credit Union№ 505

MyPro Business Credit Card

Credit card issued by Kinecta Federal Credit Union.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Apple Federal Credit Union№ 506

MyRewards Visa

Visa card issued by Apple Federal Credit Union.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Wescom Central Credit Union№ 507

MyRewards Visa

One-Time $100 Cash Back Bonus Earn 10,000 bonus points (a $100 value) when you spend $2,500 within first 3 months

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rate1.5%Other
N A E Federal Credit Union№ 508

NAE Visa Platinum Credit Card

Visa card issued by N A E Federal Credit Union.

Low InterestPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Justice Federal Credit Union№ 509

NEIA VISA Rewards

Visa card issued by Justice Federal Credit Union.

Low InterestRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Discover Financial Services№ 511

NHL® Discover it® Credit Card

Discover card issued by Discover Financial Services.

Balance TransferCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
North Star Community Credit Union№ 512

North Star CCU Visa

Visa card issued by North Star Community Credit Union.

Low InterestNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
Novation Credit Union№ 514

Novation Credit Union Platinum

Credit card issued by Novation Credit Union.

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rateNot confirmed
Justice Federal Credit Union№ 515

NSA VISA Rewards

Visa card issued by Justice Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)№ 521

Old Navy Encore Mastercard®

Welcome bonus | Receive 30% off your first purchase with your new card at Old Navy

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Merrick Bank№ 523

Ollo Platinum Mastercard®

Mastercard issued by Merrick Bank.

Credit BuildingNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
On Tap Credit Union№ 527

On Tap Credit Union Visa Summit

Visa card issued by On Tap Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Wells Fargo№ 528

One Key+™ Card

Mastercard issued by Wells Fargo.

DiningGas & Fuel
Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

How many credit cards does PointsExplained track in United States?

We currently track 949 credit cards in United States, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in United States?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 949 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “$0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.