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Visa2/4 on file
✓ Annual fee checked
On Tap Credit Union · Visa

On Tap Credit Union Visa Summit

Low InterestNo Annual Fee

The On Tap Credit Union Visa Summit is a Visa card from On Tap Credit Union with an annual fee of $0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Oct 2026), foreign transaction fee (Oct 2026). Not yet checked with On Tap Credit Union: purchase APR. On Tap Credit Union’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee$0per yearChecked ontapcu.org
Top earn rateNot confirmed
Welcome offerNot confirmed
Browse other cardsNo application link on file · apply through On Tap Credit Union directly

Credit union with branches in: Colorado (3). Where it has branches is not a rule on who may apply.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the On Tap Credit Union Visa Summit, exactly as recorded.

Annual fee
$0Checked ontapcu.org
Supplementary card
Not confirmed
Foreign transaction
1%Checked ontapcu.org
Purchase APR
10.9%–21%Not yet checked with On Tap Credit Union
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the On Tap Credit Union Visa Summit. That may mean there isn’t one, or simply that we have not recorded it — On Tap Credit Union’s own page is the place to check.

Rewards

What it earns

No earn rates on file

We hold no category earn rates for the On Tap Credit Union Visa Summit. Rather than print a multiplier we cannot source, this stays blank until On Tap Credit Union’s own terms give us one.

Next step

Ready to apply for the On Tap Credit Union Visa Summit?

We hold no application link for this card. On Tap Credit Union takes applications on their own site — or compare the alternatives we do have links for.

Browse alternatives
Questions

Questions about the On Tap Credit Union Visa Summit

How much is the On Tap Credit Union Visa Summit annual fee?

The On Tap Credit Union Visa Summit has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the On Tap Credit Union Visa Summit earn?

We hold no category earn rates for the On Tap Credit Union Visa Summit. It earns rewards on eligible purchases, but we do not print a multiplier we cannot source from On Tap Credit Union's terms.

What network is the On Tap Credit Union Visa Summit on?

The On Tap Credit Union Visa Summit runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the On Tap Credit Union Visa Summit available in United States?

Yes — the On Tap Credit Union Visa Summit is issued by On Tap Credit Union and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the On Tap Credit Union Visa Summit figures last checked?

We checked its annual fee in October 2026 and its foreign transaction fee in October 2026, each against a published document. Not yet checked with On Tap Credit Union: purchase APR. Terms can change without notice, so confirm the current details with On Tap Credit Union before you apply.