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Dining

Best Dining credit cards in Canada

Dining credit cards in Canada publish a dedicated earn rate for restaurants, takeaway and food delivery.

*a card is filed here when we hold a positive earn rate on dining or food spend for it.

41
Dining cards filed
The ledger

All Dining cards in Canada

41 cards
MBNA Canada№ 1

Amazon.ca Rewards Mastercard®

Get 5% back at Amazon.ca, Whole Foods Market stores in Canada, grocery stores and restaurants! Valid for the first 6 months, on your first $3,000 in eligible purchases†

DiningNo Annual Fee
Annual feeC$0per year
Top earn rateNot confirmed
BMO№ 6

BMO VIPorter Mastercard

Mastercard issued by BMO.

DiningGas & Fuel
Annual feeC$89per year
Top earn rateNot confirmed
CIBC№ 11

CIBC Costco Mastercard

Mastercard issued by CIBC.

Cash BackDining
Annual feeC$0per year
Top earn rateNot confirmed
CIBC№ 13

CIBC Dividend Visa Card

Visa card issued by CIBC.

Cash BackDining
Annual feeC$0per year
Top earn rateNot confirmed
Manulife Bank№ 15

Manulife Bank Visa Platinum

Get a 1.99% introductory rate for the first 6 months on balance transfers.

DiningEntertainment
Annual feeC$0per year
Top earn rateNot confirmed
RBC Royal Bank№ 18

moi RBC Visa

Visa card issued by RBC Royal Bank.

DiningEV Charging
Annual feeC$0per year
Top earn rateNot confirmed
RBC Royal Bank№ 19

More Rewards RBC Visa

Visa card issued by RBC Royal Bank.

DiningEV Charging
Annual feeC$0per year
Top earn rate5xDining
RBC Royal Bank№ 20

More Rewards RBC Visa Infinite

Visa card issued by RBC Royal Bank.

DiningEV Charging
Annual feeNot confirmed
Top earn rateNot confirmed
National Bank of Canada№ 21

mycredit Mastercard

Mastercard issued by National Bank of Canada.

Bills & UtilitiesCash Back
Annual feeC$0per year
Top earn rate1%Dining
National Bank of Canada№ 22

National Bank Platinum Mastercard

Up to 35,000 reward points upon enrollment, and a refund of the annual fee for the first year for the primary cardholder of a National Bank® Platinum Mastercard®.

Bills & UtilitiesDining
Annual feeNot confirmed
Top earn rateNot confirmed
National Bank of Canada№ 23

National Bank World Elite Mastercard

Mastercard issued by National Bank of Canada.

Bills & UtilitiesDining
Annual feeNot confirmed
Top earn rateNot confirmed
RBC Royal Bank№ 28

RBC ION+ Visa

Visa card issued by RBC Royal Bank.

DiningEntertainment
Annual feeNot confirmed
Top earn rateNot confirmed
Scotiabank№ 31

Scotia Momentum® Visa* Card

Get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance; 22.99% after that; annual fee $49).

Cash BackDining
Annual feeC$49per year
Top earn rateNot confirmed
RBC Royal Bank№ 41

WestJet RBC Mastercard

Mastercard issued by RBC Royal Bank.

AirlineDining
Annual feeC$39per year
Top earn rateNot confirmed
Questions

Frequently asked

What is the best dining credit card in Canada?

The best dining card in Canada depends on your spending and goals. We list every dining card we hold — 41 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a dining credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a dining card with other cards?

Yes. Many people pair a dining card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these dining card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.