Visa2/4 on file
✓ Annual fee checked
Scotiabank · Visa
Scotia Momentum® No-Fee Visa* Card
The Scotia Momentum® No-Fee Visa* Card is a Visa card from Scotiabank with an annual fee of C$0. Here is what we hold on it, and what we do not.
Opens Scotiabank’s site
Ledger entry
The receipt
Every cost line we hold for the Scotia Momentum® No-Fee Visa* Card, exactly as recorded.
- Annual fee
- C$0Checked scotiabank.com
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmedIssuer restricts access — check their site
- Purchase APR
- 20.99%Checked scotiabank.com
- Income requirement
- Not confirmed
- Network
- Visa
- Credit needed
- Not confirmed
Sign-up
The welcome offer
No welcome offer on file
We couldn't verify this · check with the issuerWe hold no published welcome offer for the Scotia Momentum® No-Fee Visa* Card. That may mean there isn’t one, or simply that we have not recorded it — Scotiabank’s own page is the place to check.
Rewards
What it earns
No earn rates on file
We couldn't verify this · check with the issuerWe hold no category earn rates for the Scotia Momentum® No-Fee Visa* Card. Rather than print a multiplier we cannot source, this stays blank until Scotiabank’s own terms give us one.
Included
Perks & benefits
Card benefits
- No annual fee for primary and additional cards
- Up to 6 cents per litre in fuel discounts and rewards with Shell Go+ and Scene+ linked accounts
- Up to 25% savings on Avis and Budget car rentals
- Scotia Credit Card Protection insurance available
Next step
Ready to apply for the Scotia Momentum® No-Fee Visa* Card?
You'll finish the application on Scotiabank's own site. Terms can change without notice, so check the fee and offer there before you commit.
Apply nowOpens Scotiabank’s site
Questions
Questions about the Scotia Momentum® No-Fee Visa* Card
How much is the Scotia Momentum® No-Fee Visa* Card annual fee?
The Scotia Momentum® No-Fee Visa* Card has an annual fee of C$0. Weigh that against the rewards and perks you will actually use.
What does the Scotia Momentum® No-Fee Visa* Card earn?
We could not verify the Scotia Momentum® No-Fee Visa* Card's earn rates, so we do not print a multiplier. Check them on Scotiabank's own site.
What network is the Scotia Momentum® No-Fee Visa* Card on?
The Scotia Momentum® No-Fee Visa* Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.
Is the Scotia Momentum® No-Fee Visa* Card available in Canada?
Yes — the Scotia Momentum® No-Fee Visa* Card is issued by Scotiabank and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.
When were the Scotia Momentum® No-Fee Visa* Card figures last checked?
We checked its annual fee in September 2026 and its purchase APR in October 2026, each against a published document. Scotiabank's site restricts access, so we could not check: foreign transaction fee. We could not verify, so we do not print: earn rates and welcome offer. Check them with Scotiabank. Terms can change without notice, so confirm the current details with Scotiabank before you apply.