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Issuer file — Canada

Scotiabank credit cards in Canada

We hold 23 Scotiabank cards currently offered in Canada. A C$0 annual fee we have not confirmed is left blank rather than printed as C$0; a fee above zero that we hold is shown as recorded, confirmed or not — check it on Scotiabank’s own page before you apply.

*Cards in our catalogue, not necessarily every card Scotiabank issues.

Official siteCompare cards side by side
23
cards on offer on file
8 of 23
annual fees confirmed
2
no longer offered
Rewards

Programs named on its cards' records

Matched so far from each card's record by the program's exact name. A card whose record names no program is not counted yet.

Scene+12
The ledger

Scotiabank cards on offer

23 cards
ScotiabankMastercard

Scotia Momentum® Mastercard®

7.99% intro rate on purchases for first 6 months; 1%/0.5% cash back tiers

Cash BackGas & Fuel
Annual feeNot confirmed
Top earn rate1%Drugstores
ScotiabankVisa

Scotia Momentum® No-Fee Visa* Card

Earn 5% cash back (10% total in Groceries and Recurring Payments category) on up to $2,000 in eligible purchases within the first 3 months, plus an introductory 0.99% balance transfer rate for 9 months, for new accounts opened between July 2, 2026 and November 1, 2026.

Cash BackDining
Annual feeC$0per year
Top earn rate1%We couldn't verify this · check with the issuerDrugstores
ScotiabankVisa

Scotia Momentum® No-Fee Visa* Card (for students)

Earn 5% cash back on the first $2,000 in eligible purchases within the first 3 months of account opening, plus an introductory 0.99% balance transfer rate for 9 months.

Cash BackDining
Annual feeNot confirmed
Top earn rate1%We couldn't verify this · check with the issuerDrugstores
ScotiabankVisa

Scotia Momentum® Visa Infinite +* Card

15% cash back on all purchases for first 3 months (up to $2,000 spend)

Balance TransferCash Back
Annual feeC$120per year
Top earn rateNot confirmed
ScotiabankVisa

Scotia Momentum® Visa* Card

Get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance; 22.99% after that; annual fee $49).

Cash BackDining
Annual feeC$49per year
Top earn rate2%We couldn't verify this · check with the issuerDrugstores
ScotiabankVisa

Scotia Momentum® Visa* Card (for students)

0.99% intro rate on balance transfers for first 9 months

Cash BackDining
Annual feeC$49We couldn't verify this · check with the issuerper year
Top earn rate2%We couldn't verify this · check with the issuerDrugstores
ScotiabankAmex

Scotiabank American Express® Card

Earn up to 10,000 bonus Scene+ points: 2,500 points after $250 in purchases and an additional 7,500 points after $1,000 in purchases within the first 3 months.

DiningEntertainment
Annual feeNot confirmed
Top earn rate3xWe couldn't verify this · check with the issuerGroceries Select
ScotiabankAmex

Scotiabank American Express® Card (for students)

Earn up to 10,000 bonus Scene+ Points: 2,500 points for $250 in purchases and an additional 7,500 points for $1,000 in purchases within the first 3 months.

DiningEntertainment
Annual feeNot confirmed
Top earn rate3xWe couldn't verify this · check with the issuerGroceries Select
ScotiabankAmex

Scotiabank Gold American Express® Card

Earn 30,000 Scene+ points after spending $2,000 in the first 3 months, plus an additional 20,000 Scene+ points after spending $7,500 in the first 12 months.

DiningEntertainment
Annual feeC$120per year
Top earn rate6xWe couldn't verify this · check with the issuerGroceries Select
ScotiabankVisa

Scotiabank Passport® Visa Infinite Privilege* Card

Earn up to 80,000 bonus Scene+ points: 30,000 after $3,000 spend in 3 months, an additional 30,000 after $20,000 spend in 6 months, and 20,000 more after an eligible purchase in month 14.

DiningEntertainment
Annual feeC$599We couldn't verify this · check with the issuerper year
Top earn rate3xWe couldn't verify this · check with the issuerTravel
ScotiabankVisa

Scotiabank Passport™ Visa Infinite Business Card

Earn up to 40,000 bonus Scene+ points: 30,000 points after $5,000 in eligible purchases in the first 3 months, plus 10,000 points after $60,000 in eligible purchases in the first year.

BusinessLounge Access
Annual feeNot confirmed
Top earn rate1.5xWe couldn't verify this · check with the issuerOther
ScotiabankAmex

Scotiabank Platinum American Express® Card

Earn up to 100,000 bonus Scene+ points (worth about $1,000) by spending $5,000 in 3 months, $10,000 in 6 months, and making a purchase in month 14.

Lounge AccessLow Interest
Annual feeC$399We couldn't verify this · check with the issuerper year
Top earn rate2xWe couldn't verify this · check with the issuerOther
ScotiabankVisa

Scotiabank Value® Visa* Card

First year annual fee waiver and introductory 0% balance transfer rate for 9 months for new accounts opened between July 2, 2026 and January 3, 2027.

Balance TransferLow Interest
Annual feeC$29per year
Top earn rateNot confirmed
ScotiabankVisa

Scotiabank Value® Visa* Card (for students)

Visa card issued by Scotiabank.

Balance TransferGas & Fuel
Annual feeC$29We couldn't verify this · check with the issuerper year
Top earn rate1xIssuer restricts access — check their siteFuel
ScotiabankVisa

Scotiabank Visa Business Card

Visa card issued by Scotiabank.

BusinessCash Back
Annual feeNot confirmed
Top earn rate1%Issuer restricts access — check their siteOther
ScotiabankVisa

Scotiabank® GM®* Visa Infinite Card

Visa card issued by Scotiabank.

Premium
Annual feeC$79We couldn't verify this · check with the issuerper year
Top earn rateNot confirmed
ScotiabankVisa

Scotiabank® Scene+™ Visa* Card

Earn up to 5,000 bonus Scene+ points: 2,500 points after $250 in eligible purchases and an additional 2,500 points after $1,000 in eligible purchases within the first 3 months.

GroceriesNo Annual Fee
Annual feeC$0per year
Top earn rate2xWe couldn't verify this · check with the issuerCineplex
ScotiabankVisa

Scotiabank® Scene+™ Visa* Card (for students)

Earn up to 10,000 bonus Scene+ points: 2,500 points after $250 in eligible purchases and an additional 7,500 points after $1,000 in eligible purchases within the first 3 months.

DiningGroceries
Annual feeNot confirmed
Top earn rate2xWe couldn't verify this · check with the issuerCineplex
ScotiabankVisa

ScotiaGold Passport® Visa* Card

Visa card issued by Scotiabank.

RewardsTravel
Annual feeC$110We couldn't verify this · check with the issuerper year
Top earn rate1xWe couldn't verify this · check with the issuerOther
No longer offered · not counted above

Every issuer we hold in Canada · The full card hub

Questions

Frequently asked

How many Scotiabank credit cards are there in Canada?

Our catalogue holds 23 Scotiabank credit cards currently offered in Canada, plus 2 cards it no longer offers. That is the number we hold, not necessarily every card Scotiabank issues — its own site has its full range.

Which Scotiabank credit cards have no annual fee?

Of the Scotiabank cards we hold, 2 cards have a C$0 annual fee checked against a published document: Scotia Momentum® No-Fee Visa* Card and Scotiabank® Scene+™ Visa* Card. We leave a C$0 fee blank until it is confirmed, so others may be free too — check Scotiabank's page before you apply.

Which rewards programs do Scotiabank credit cards earn?

Programs named on the records of the Scotiabank cards we hold (matched so far): Scene+ (12 cards). A card whose record names no program is not counted yet, so a count here is not every Scotiabank card that earns the program. Each card's review shows what it earns where we hold the rate.

How do I apply for a Scotiabank credit card?

Open the card's review. Where we hold an application link it takes you to Scotiabank's own application; where we do not, the review says so. Confirm the fee and terms on Scotiabank's page before you apply.