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Scotiabank · Visa

Scotia Momentum® Visa* Card

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The Scotia Momentum® Visa* Card is a Visa card from Scotiabank with an annual fee of C$49. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), purchase APR (Sep 2026), welcome offer (Sep 2026). Not yet checked with Scotiabank: credit requirement. Scotiabank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeC$49per yearChecked scotiabank.com
Welcome offerSee offer below
Apply on ScotiabankCompare this card
Opens Scotiabank’s site
Ledger entry

The receipt

Every cost line we hold for the Scotia Momentum® Visa* Card, exactly as recorded.

Annual fee
C$49Checked scotiabank.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedIssuer restricts access — check their site
Purchase APR
20.99%Checked scotiabank.com
Income requirement
Not confirmed
Network
Visa
Credit needed
GoodNot yet checked with Scotiabank
Sign-up

The welcome offer

Get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance; 22.99% after that; annual fee $49).

Checked scotiabank.com
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Scotia Momentum® Visa* Card. Rather than print a multiplier we cannot source, this stays blank until Scotiabank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Up to 7 cents per litre in fuel discounts and rewards with Shell Go+ and Scene+
  • 2% Cash Back on groceries, gas, EV charging, transit, rideshare, food delivery, drugstores, and recurring bill payments (up to $25,000 annual spend)
  • 1% Cash Back on all other purchases
  • Up to 25% savings on Avis and Budget car rentals
  • Scotia SelectPay installment payment option
  • Optional Scotia Credit Card Protection insurance
Next step

Ready to apply for the Scotia Momentum® Visa* Card?

You'll finish the application on Scotiabank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Scotiabank’s site
Questions

Questions about the Scotia Momentum® Visa* Card

How much is the Scotia Momentum® Visa* Card annual fee?

The Scotia Momentum® Visa* Card has an annual fee of C$49. Weigh that against the rewards and perks you will actually use.

What does the Scotia Momentum® Visa* Card earn?

We could not verify the Scotia Momentum® Visa* Card's earn rates, so we do not print a multiplier. Check them on Scotiabank's own site.

What network is the Scotia Momentum® Visa* Card on?

The Scotia Momentum® Visa* Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Scotia Momentum® Visa* Card available in Canada?

Yes — the Scotia Momentum® Visa* Card is issued by Scotiabank and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the Scotia Momentum® Visa* Card figures last checked?

We checked its annual fee in September 2026, its purchase APR in September 2026 and its welcome offer in September 2026, each against a published document. Not yet checked with Scotiabank: credit requirement. Scotiabank's site restricts access, so we could not check: foreign transaction fee. We could not verify, so we do not print: earn rates. Check them with Scotiabank. Terms can change without notice, so confirm the current details with Scotiabank before you apply.