No-Fee ScotiaGold Visa Card

Discontinued

Discontinued for new applicants per issuer-site verification 2026-08-18 (confidence: medium). Evidence: Absent from every current Scotiabank listing surface: (1) the official 'Compare all Scotiabank Credit Cards' page https://www.scotiabank.com/ca/en/personal/credit-cards/compare-cards.html, whose complete result set is 15 offerings (Passport Visa Infinite +, Passport Visa Infinite Privilege, Momentum Visa Infinite +, Momentum Visa, Momentum No-Fee Visa, Scene+ Visa, Gold Amex, Scotiabank Amex, Platinum Amex, Value Visa plus 5 student variants), each carrying an 'Apply Now' CTA; (2) the Visa hub https://www.scotiabank.com/ca/en/personal/credit-cards/visa.html, which links 10 Visa product pages and none is this card; (3) the No Annual Fee category page https://www.scotiabank.com/ca/en/personal/credit-cards/no-annual-fee.html - the exact category this card would sit in - which names Scotia Momentum Mastercard, ScotiaGold Passport Visa, Scotiabank Amex, Scotiabank GM Visa and Scene+ Visa but not a No-Fee ScotiaGold. Note this is absence-based evidence; Scotiabank publishes no explicit 'no longer offered' statement for it. Do not confuse with the ScotiaGold Passport Visa Card, which is fully live at $110/yr. DOWNGRADED TO MEDIUM: both sources are absence-based only. Scotiabank publishes no retirement statement for this card.

Travel

The No-Fee ScotiaGold Visa Card is a Visa card from Scotiabank. We have not yet confirmed its annual fee against Scotiabank's published terms, so we leave it blank rather than print a price nobody checked. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with Scotiabank: foreign transaction fee. Scotiabank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeNot confirmed

Top earn rateNot confirmed

Welcome offerNot confirmed

Browse other cardsNo application link on file · apply through Scotiabank directly

Ledger entry

The receipt

Every cost line we hold for the No-Fee ScotiaGold Visa Card, exactly as recorded.

Annual fee: Not confirmed
Supplementary card: Not confirmed
Foreign transaction: 2.5%Not yet checked with Scotiabank
Purchase APR: Not confirmed
Income requirement: Not confirmed
Network: Visa
Credit needed: Not confirmed

Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the No-Fee ScotiaGold Visa Card. That may mean there isn’t one, or simply that we have not recorded it — Scotiabank’s own page is the place to check.

Rewards

What it earns

No earn rates on file

We hold no category earn rates for the No-Fee ScotiaGold Visa Card. Rather than print a multiplier we cannot source, this stays blank until Scotiabank’s own terms give us one.

Next step

Ready to apply for the No-Fee ScotiaGold Visa Card?

We hold no application link for this card. Scotiabank takes applications on their own site — or compare the alternatives we do have links for.

Browse alternatives

Questions

Questions about the No-Fee ScotiaGold Visa Card

How much is the No-Fee ScotiaGold Visa Card annual fee?

We hold no annual fee figure for the No-Fee ScotiaGold Visa Card that has been confirmed against Scotiabank's published terms, so we do not print one. Check the current annual fee on Scotiabank's own page before you apply.

What does the No-Fee ScotiaGold Visa Card earn?

We hold no category earn rates for the No-Fee ScotiaGold Visa Card. It earns rewards on eligible purchases, but we do not print a multiplier we cannot source from Scotiabank's terms.

What network is the No-Fee ScotiaGold Visa Card on?

The No-Fee ScotiaGold Visa Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the No-Fee ScotiaGold Visa Card available in Canada?

No — Scotiabank no longer offers the No-Fee ScotiaGold Visa Card to new applicants. This page is kept as a record; compare the cards Scotiabank and others offer in Canada today.

How current is this No-Fee ScotiaGold Visa Card information?

No figure we hold for the No-Fee ScotiaGold Visa Card has been checked against a published document yet, so we show no check date. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Scotiabank before you apply.