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Travel Insurance

Best Travel Insurance credit cards in Canada

Travel-insurance credit cards in Canada include cover such as travel medical, trip cancellation or travel accident insurance.

*a card is filed here when the issuer's own page says, in a sentence about this card, that travel cover is included with the card. A menu link, a footnote or a line about another card does not count, and neither does a discount on insurance sold separately. In the US a card is also filed here when the issuer lists trip-cancellation or travel-accident cover in its CFPB filing; in Australia, when the bank's Consumer Data Right product data lists travel insurance. Cover limits and conditions vary, so read the certificate. We keep each quote and its source on the card's record and re-read the source every week. When the line is gone, a card filed on it leaves this list; a source we cannot re-read stops counting after 60 days (a CFPB survey, 14 months after the period it reports).

45
Travel Insurance cards filed
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AllRewards157Premium78Travel75Cash Back73Business61Groceries58Gas & Fuel51No Annual Fee47Welcome Bonus46Travel Insurance45Dining41Transit27Low Interest24Airline23Lounge Access16Student16Points14Entertainment13Store & Retail12EV Charging11Secured11Bills & Utilities10Credit Building6Streaming5Balance Transfer4No FX Fee3Hotel2
The ledger

All Travel Insurance cards in Canada

45 cards
American Express Canada№ 2

American Express Corporate Card

Amex card issued by American Express Canada.

BusinessTravel Insurance
Annual feeC$45per year
Top earn rateNot confirmed
American Express Canada№ 3

American Express Corporate Gold Card

Amex card issued by American Express Canada.

BusinessTravel Insurance
Annual feeC$75per year
Top earn rateNot confirmed
ATB Financial№ 4

ATB US Dollar Mastercard

Mastercard issued by ATB Financial.

Travel Insurance
Annual feeNot confirmed
Top earn rateNot confirmed
Brim Financial№ 5

Brim World Elite

Mastercard issued by Brim Financial.

Cash BackPoints
Annual feeC$89per year
Top earn rateNot confirmed
Capital One Canada№ 8

Capital One Guaranteed Mastercard®

Mastercard issued by Capital One Canada.

Credit BuildingNo Annual Fee
Annual feeC$0per year
Top earn rateNot confirmed
Desjardins№ 14

Flexi Visa

Visa card issued by Desjardins.

Low InterestTravel Insurance
Annual feeNot confirmed
Top earn rateNot confirmed
Meridian Credit Union№ 17

Meridian Visa Infinite Cash Back

Visa card issued by Meridian Credit Union.

Bills & UtilitiesCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Meridian Credit Union№ 19

Meridian Visa US Dollar Card

Visa card issued by Meridian Credit Union.

No FX FeeRewards
Annual feeNot confirmed
Top earn rateNot confirmed
National Bank of Canada№ 20

National Bank Allure Mastercard

Mastercard issued by National Bank of Canada.

No Annual FeeRewards
Annual feeC$0per year
Top earn rateNot confirmed
National Bank of Canada№ 21

National Bank Platinum Mastercard

Up to 35,000 reward points upon enrollment, and a refund of the annual fee for the first year for the primary cardholder of a National Bank® Platinum Mastercard®.

Bills & UtilitiesDining
Annual feeNot confirmed
Top earn rateNot confirmed
National Bank of Canada№ 22

National Bank World Elite Mastercard

Mastercard issued by National Bank of Canada.

Bills & UtilitiesDining
Annual feeNot confirmed
Top earn rateNot confirmed
National Bank of Canada№ 23

National Bank World Mastercard

Mastercard issued by National Bank of Canada.

RewardsTravel
Annual feeNot confirmed
Top earn rateNot confirmed
RBC Royal Bank№ 24

RBC Avion Visa Business

Visa card issued by RBC Royal Bank.

BusinessRewards
Annual feeNot confirmed
Top earn rateNot confirmed
RBC Royal Bank№ 25

RBC Avion Visa Infinite

Visa card issued by RBC Royal Bank.

PremiumRewards
Annual feeC$120per year
Top earn rateNot confirmed
RBC Royal Bank№ 26

RBC Avion Visa Infinite Business

Visa card issued by RBC Royal Bank.

BusinessLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
RBC Royal Bank№ 28

RBC Avion Visa Platinum

Visa card issued by RBC Royal Bank.

PremiumRewards
Annual feeC$120per year
Top earn rateNot confirmed
Servus Credit Union№ 37

Servus Personal Gold Mastercard

Mastercard issued by Servus Credit Union.

Travel InsuranceWelcome Bonus
Annual feeC$75per year
Top earn rateNot confirmed
TD Bank Group№ 39

TD Aeroplan Visa Infinite Card

Visa card issued by TD Bank Group.

AirlineEV Charging
Annual feeC$139per year
Top earn rateNot confirmed
TD Bank Group№ 40

TD Cash Back Visa Infinite Card

Visa card issued by TD Bank Group.

Bills & UtilitiesCash Back
Annual feeC$139per year
Top earn rateNot confirmed
TD Bank Group№ 42

TD U.S. Dollar Visa Card

Visa card issued by TD Bank Group.

RewardsTravel Insurance
Annual feeC$39per year
Top earn rateNot confirmed
American Express Canada№ 43

The Platinum Card®

Amex card issued by American Express Canada.

Lounge AccessPremium
Annual feeC$799per year
Top earn rateNot confirmed
Desjardins№ 44

Visa Corporate

Visa card issued by Desjardins.

BusinessTravel Insurance
Annual feeC$20per year
Top earn rateNot confirmed
Questions

Frequently asked

What is the best travel insurance credit card in Canada?

The best travel insurance card in Canada depends on your spending and goals. We list every travel insurance card we hold — 45 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a travel insurance credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a travel insurance card with other cards?

Yes. Many people pair a travel insurance card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these travel insurance card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.