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Business

Best Business credit cards in Canada

Business credit cards in Canada are issued to a business or sole trader, and often add employee cards and expense tools.

*a card is filed here when its name says business, corporate or commercial, or the source listing we imported it from files it that way.

61
Business cards filed
The ledger

All Business cards in Canada

61 cards
American Express Canada№ 3

American Express Corporate Card

Amex card issued by American Express Canada.

BusinessTravel Insurance
Annual feeC$45per year
Top earn rateNot confirmed
American Express Canada№ 4

American Express Corporate Gold Card

Amex card issued by American Express Canada.

BusinessTravel Insurance
Annual feeC$75per year
Top earn rateNot confirmed
BMO№ 11

BMO CashBack Business Mastercard

Get 10% cash back on gas, office supplies and cellphone and internet bill payments for 3 months!** Plus, get a 0.00% introductory interest rate on balance transfers for 9 months with a 3% transfer fee.∆

BusinessCash Back
Annual feeC$0per year
Top earn rateNot confirmed
CIBC№ 17

CIBC bizline Visa Card

Visa card issued by CIBC.

BusinessLow Interest
Annual feeC$0per year
Top earn rateNot confirmed
Keep№ 23

Keep Business Mastercard

Mastercard issued by Keep.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Loop№ 24

Loop Global Visa Card

Visa card issued by Loop.

BusinessNo Annual Fee
Annual feeC$0per year
Top earn rateNot confirmed
Collabria Financial Services Inc.№ 25

Low Rate Business Mastercard®

Mastercard issued by Collabria Financial Services Inc..

Business
Annual feeC$25per year
Top earn rateNot confirmed
Collabria Financial Services Inc.№ 26

Low Rate Visa* Business Card

Visa card issued by Collabria Financial Services Inc..

Business
Annual feeC$25per year
Top earn rateNot confirmed
National Bank of Canada№ 32

National Bank Business Mastercard

Mastercard issued by National Bank of Canada.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Collabria Financial Services Inc.№ 35

No Fee Cash Back Business Mastercard®

Mastercard issued by Collabria Financial Services Inc..

BusinessCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Collabria Financial Services Inc.№ 36

No Fee Cash Back Visa* Business Card

Visa card issued by Collabria Financial Services Inc..

BusinessCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Ramp№ 37

Ramp Visa Business Card

Visa card issued by Ramp.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
RBC Royal Bank№ 38

RBC Avion Visa Business

Visa card issued by RBC Royal Bank.

BusinessRewards
Annual feeNot confirmed
Top earn rateNot confirmed
RBC Royal Bank№ 39

RBC Avion Visa Infinite Business

Visa card issued by RBC Royal Bank.

BusinessLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
RBC Royal Bank№ 41

RBC Royal Bank Visa Business

Visa card issued by RBC Royal Bank.

Business
Annual feeC$12per year
Top earn rateNot confirmed
Scotiabank№ 45

Scotiabank Visa Business Card

Visa card issued by Scotiabank.

BusinessCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
TD Bank Group№ 46

TD Aeroplan Visa Business Card

Visa card issued by TD Bank Group.

AirlineBusiness
Annual feeC$149per year
Top earn rateNot confirmed
TD Bank Group№ 49

TD Business Travel Visa Card

Visa card issued by TD Bank Group.

BusinessTravel
Annual feeC$149per year
Top earn rateNot confirmed
The Home Depot Canada№ 50

The Home Depot® Commercial Account

Credit card issued by The Home Depot Canada.

BusinessStore & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
Desjardins№ 52

Visa Business

Visa card issued by Desjardins.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Desjardins№ 53

Visa Business Advantage

Visa card issued by Desjardins.

BusinessRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Desjardins№ 56

Visa Corporate

Visa card issued by Desjardins.

BusinessTravel Insurance
Annual feeC$20per year
Top earn rateNot confirmed
Collabria Financial Services Inc.№ 57

Visa Infinite Business* Card

Visa card issued by Collabria Financial Services Inc..

BusinessPremium
Annual feeC$130per year
Top earn rateNot confirmed
Desjardins№ 58

Visa Purchasing

Visa card issued by Desjardins.

Business
Annual feeC$20per year
Top earn rateNot confirmed
Desjardins№ 59

Visa US Business

Visa card issued by Desjardins.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

What is the best business credit card in Canada?

The best business card in Canada depends on your spending and goals. We list every business card we hold — 61 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a business credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a business card with other cards?

Yes. Many people pair a business card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these business card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.