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Mastercard2/4 on file
✓ Annual fee checked
BMO · Mastercard

BMO Blue Rewards Business Mastercard

The BMO Blue Rewards Business Mastercard is a Mastercard from BMO with an annual fee of C$0. Here is what we hold on it, and what we do not.

Annual feeC$0per yearChecked bmo.com
Ledger entry

The receipt

Every cost line we hold for the BMO Blue Rewards Business Mastercard, exactly as recorded.

Annual fee
C$0Checked bmo.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedIssuer restricts access — check their site
Purchase APR
20.99%Checked bmo.com
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the BMO Blue Rewards Business Mastercard. That may mean there isn’t one, or simply that we have not recorded it — BMO’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the BMO Blue Rewards Business Mastercard. Rather than print a multiplier we cannot source, this stays blank until BMO’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • No annual fee
  • Liability Waiver Program for employee card abuse protection
  • Zero liability protection against fraudulent use
  • 90-day purchase protection and extended warranty
  • Mastercard Trust Centre cybersecurity resources
  • 24/7 Mastercard Global Service support
  • Up to 22 additional employee cards
  • 30% off H&R Block tax offerings
  • 20% off Cirque du Soleil touring shows, 15% off Las Vegas resident shows
  • Three months of Instacart+ with $5 monthly credit
  • Up to 35% off Avis and Budget car rentals
  • BMO PaySmart installment plans
Next step

Ready to apply for the BMO Blue Rewards Business Mastercard?

You'll finish the application on BMO's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens BMO’s site
Questions

Questions about the BMO Blue Rewards Business Mastercard

How much is the BMO Blue Rewards Business Mastercard annual fee?

The BMO Blue Rewards Business Mastercard has an annual fee of C$0. Weigh that against the rewards and perks you will actually use.

What does the BMO Blue Rewards Business Mastercard earn?

We could not verify the BMO Blue Rewards Business Mastercard's earn rates, so we do not print a multiplier. Check them on BMO's own site.

What network is the BMO Blue Rewards Business Mastercard on?

The BMO Blue Rewards Business Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the BMO Blue Rewards Business Mastercard available in Canada?

Yes — the BMO Blue Rewards Business Mastercard is issued by BMO and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the BMO Blue Rewards Business Mastercard figures last checked?

We checked its annual fee in September 2026 and its purchase APR in September 2026, each against a published document. BMO's site restricts access, so we could not check: foreign transaction fee. We could not verify, so we do not print: earn rates and welcome offer. Check them with BMO. Terms can change without notice, so confirm the current details with BMO before you apply.