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Issuer file — Canada

BMO credit cards in Canada

We hold 18 BMO cards currently offered in Canada. A C$0 annual fee we have not confirmed is left blank rather than printed as C$0; a fee above zero that we hold is shown as recorded, confirmed or not — check it on BMO’s own page before you apply.

*Cards in our catalogue, not necessarily every card BMO issues.

18
cards on offer on file
12 of 18
annual fees confirmed
1
no longer offered
The ledger

BMO cards on offer

18 cards
BMOMastercard

BMO Ascend Business Mastercard

Earn 25,000 BMO Rewards Points when you spend $3,000 in the first 110 days and get a 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.

BusinessGas & Fuel
Annual feeC$0per year
Top earn rate2xWe couldn't verify this · check with the issuerCellphoneinternet
BMOMastercard

BMO Ascend World Elite Business Mastercard

Mastercard issued by BMO.

BusinessGas & Fuel
Annual feeC$175We couldn't verify this · check with the issuerper year
Top earn rate4xWe couldn't verify this · check with the issuerCellphoneandinternet
BMOMastercard

BMO Ascend World Elite Mastercard

Mastercard issued by BMO.

DiningEntertainment
Annual feeC$150We couldn't verify this · check with the issuerper year
Top earn rate5xWe couldn't verify this · check with the issuerTravel
BMOMastercard

BMO Blue Rewards Business Mastercard

Earn 30,000 Bonus Points when you spend $3,000 in the first 110 days.

BusinessGas & Fuel
Annual feeC$0per year
Top earn rate10xWe couldn't verify this · check with the issuerTravel
BMOMastercard

BMO Blue Rewards Mastercard

20,000 bonus points; 0.99% intro balance transfer rate 9mo (2% fee)

Gas & FuelGroceries
Annual feeNot confirmed
Top earn rate5xWe couldn't verify this · check with the issuerBlue Rewards Partners
BMOMastercard

BMO Blue Rewards World Elite Business Mastercard

Mastercard issued by BMO.

BusinessGas & Fuel
Annual feeC$175We couldn't verify this · check with the issuerper year
Top earn rate12.5xWe couldn't verify this · check with the issuerTravel
BMOMastercard

BMO Blue Rewards World Elite Mastercard

$200 NEXUS Statement Credit in your first year (minimum income requirements apply).

Gas & FuelGroceries
Annual feeC$150per year
Top earn rate10xWe couldn't verify this · check with the issuerTravel Via Bmo Platform
BMOMastercard

BMO CashBack Business Mastercard

Get 10% cash back on gas, office supplies and cellphone and internet bill payments for 3 months!** Plus, get a 0.00% introductory interest rate on balance transfers for 9 months with a 3% transfer fee.∆

BusinessCash Back
Annual feeC$0per year
Top earn rate1.5%We couldn't verify this · check with the issuerGas & Fuel
BMOMastercard

BMO CashBack Mastercard

Up to 5% cash back on every purchase in the first 3 months.

Cash BackGroceries
Annual feeNot confirmed
Top earn rate3%We couldn't verify this · check with the issuerGroceries
BMOMastercard

BMO CashBack World Elite Mastercard

Earn up to $650 in value including $40 cash back per month for spending $2,000/month in year one, a first-year annual fee rebate, and $75 roadside assistance.

Cash BackGas & Fuel
Annual feeC$139per year
Top earn rate5%We couldn't verify this · check with the issuerGroceries
BMOVisa

BMO eclipse rise Visa Card

Visa card issued by BMO.

DiningGroceries
Annual feeC$0per year
Top earn rate2.5xWe couldn't verify this · check with the issuerDining
BMOVisa

BMO eclipse Visa Infinite Card

Earn up to 70,000 bonus points plus $20 monthly streaming credits, no annual fee in the first year, and a $50 Anniversary Lifestyle Credit, valued up to $1,150.

DiningGas & Fuel
Annual feeC$120per year
Top earn rate5xWe couldn't verify this · check with the issuerDining
BMOVisa

BMO eclipse Visa Infinite Privilege Card

Up to $2,300 in value including up to 200,000 BMO Rewards welcome bonus points, a $200 NEXUS statement credit, a $200 anniversary lifestyle credit, and Visa Airport Companion membership with 6 lounge passes.

DiningGas & Fuel
Annual feeC$599per year
Top earn rate5xWe couldn't verify this · check with the issuerDining
BMOMastercard

BMO VIPorter Mastercard

Up to $1,800 in value incl. 40,000 VIPorter points, 35% off flight voucher, fee waived year 1

DiningGas & Fuel
Annual feeC$89per year
Top earn rate2xIssuer restricts access — check their sitePorter Purchases
BMOMastercard

BMO VIPorter World Elite Mastercard

Up to $2,400 in value incl. 70,000 VIPorter points, round-trip companion pass, fee waived year 1

DiningGroceries
Annual feeC$199per year
Top earn rate3xIssuer restricts access — check their sitePorter
BMOMastercard

Students – BMO CashBack Mastercard

Earn up to 5% cash back on every purchase in your first 3 months.

Cash BackGroceries
Annual feeNot confirmed
Top earn rate3%We couldn't verify this · check with the issuerGroceries
No longer offered · not counted above

Every issuer we hold in Canada · The full card hub

Questions

Frequently asked

How many BMO credit cards are there in Canada?

Our catalogue holds 18 BMO credit cards currently offered in Canada, plus 1 card it no longer offers. That is the number we hold, not necessarily every card BMO issues — its own site has its full range.

Which BMO credit cards have no annual fee?

Of the BMO cards we hold, 4 cards have a C$0 annual fee checked against a published document: BMO Ascend Business Mastercard, BMO Blue Rewards Business Mastercard, BMO CashBack Business Mastercard and BMO eclipse rise Visa Card. We leave a C$0 fee blank until it is confirmed, so others may be free too — check BMO's page before you apply.

How do I apply for a BMO credit card?

Open the card's review. Where we hold an application link it takes you to BMO's own application; where we do not, the review says so. Confirm the fee and terms on BMO's page before you apply.