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Mastercard0/4 on file
Annual fee: issuer restricts access
BMO · Mastercard

BMO Ascend World Elite Mastercard

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The BMO Ascend World Elite Mastercard is a Mastercard from BMO. BMO's site does not let us read its terms, so we leave the annual fee blank — check it on BMO's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: supplementary card fee (Sep 2026), foreign transaction fee (Sep 2026), purchase APR (Sep 2026), income requirement (Sep 2026). Not yet checked with BMO: credit requirement. BMO’s own page is authoritative — confirm anything you rely on there before you apply.

Apply on BMOCompare this card
Opens BMO’s site
Ledger entry

The receipt

Every cost line we hold for the BMO Ascend World Elite Mastercard, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
C$50Checked FCAC comparison tool
Foreign transaction
2.5%Checked FCAC comparison tool
Purchase APR
21.99%Checked FCAC comparison tool
Income requirement
C$80,000Checked FCAC comparison tool
Network
Mastercard
Credit needed
ExcellentNot yet checked with BMO
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the BMO Ascend World Elite Mastercard. That may mean there isn’t one, or simply that we have not recorded it — BMO’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the BMO Ascend World Elite Mastercard. Rather than print a multiplier we cannot source, this stays blank until BMO’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Airport lounge access via Mastercard Travel Pass by DragonPass (4 free passes/year)
  • Travel medical insurance up to $2 million
  • Trip cancellation/interruption insurance
  • Flight delay insurance up to $500 per trip
  • Baggage insurance
  • Hotel burglary insurance
  • Car rental collision/loss damage insurance
  • Extended warranty insurance
  • Purchase security insurance
  • Complimentary Instacart+ membership and credits
  • Car rental discounts with Avis, Budget, National, Alamo, Enterprise
  • Cirque du Soleil discounts
  • FlexiRoam global data roaming discounts
  • BMO PaySmart installment plans
  • Pay with Points for everyday purchases
  • Zero Liability protection
Next step

Ready to apply for the BMO Ascend World Elite Mastercard?

You'll finish the application on BMO's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens BMO’s site
Questions

Questions about the BMO Ascend World Elite Mastercard

How much is the BMO Ascend World Elite Mastercard annual fee?

We could not verify the BMO Ascend World Elite Mastercard's annual fee, so we do not print one. Check the current annual fee on BMO's own site before you apply.

What does the BMO Ascend World Elite Mastercard earn?

We could not verify the BMO Ascend World Elite Mastercard's earn rates, so we do not print a multiplier. Check them on BMO's own site.

What network is the BMO Ascend World Elite Mastercard on?

The BMO Ascend World Elite Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the BMO Ascend World Elite Mastercard available in Canada?

Yes — the BMO Ascend World Elite Mastercard is issued by BMO and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the BMO Ascend World Elite Mastercard figures last checked?

We checked its supplementary card fee in September 2026, its foreign transaction fee in September 2026, its purchase APR in September 2026 and its income requirement in September 2026, each against a published document. Not yet checked with BMO: credit requirement. We could not verify, so we do not print: annual fee, earn rates and welcome offer. Check them with BMO. Terms can change without notice, so confirm the current details with BMO before you apply.