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BMO · Mastercard

BMO VIPorter World Elite Mastercard

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The BMO VIPorter World Elite Mastercard is a Mastercard from BMO with an annual fee of C$199. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), supplementary card fee (Sep 2026), foreign transaction fee (Sep 2026), purchase APR (Sep 2026), income requirement (Sep 2026). Not yet checked with BMO: credit requirement. BMO’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeC$199per yearChecked FCAC comparison tool
Apply on BMOCompare this card
Opens BMO’s site
Ledger entry

The receipt

Every cost line we hold for the BMO VIPorter World Elite Mastercard, exactly as recorded.

Annual fee
C$199Checked FCAC comparison tool
Supplementary card
C$75Checked FCAC comparison tool
Foreign transaction
2.5%Checked FCAC comparison tool
Purchase APR
21.99%Checked FCAC comparison tool
Income requirement
C$80,000Checked FCAC comparison tool
Network
Mastercard
Credit needed
GoodNot yet checked with BMO
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the BMO VIPorter World Elite Mastercard. That may mean there isn’t one, or simply that we have not recorded it — BMO’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the BMO VIPorter World Elite Mastercard. Rather than print a multiplier we cannot source, this stays blank until BMO’s own terms give us one.

Issuer restricts access — check their site
Included

Perks & benefits

Card benefits

  • Round-trip companion pass per year
  • Complimentary checked bag
  • Complimentary carry-on bag on all Porter fare types
  • Free PorterClassic seat selection
  • Priority re-accommodation for flight delays
  • Dedicated check-in
  • No VIPorter points expiry
  • Comprehensive travel insurance including emergency medical, trip cancellation/interruption/delay, car rental collision/loss damage, common carrier, flight delay, baggage, and hotel burglary insurance
  • Complimentary Mastercard Travel Pass lounge access membership (fee per visit applies)
  • Extended warranty and purchase protection
  • Discounts on Avis, Budget, National, Alamo, and Enterprise car rentals
  • BMO PaySmart installment plans
  • Complimentary 6 months Instacart+ with monthly credit
Next step

Ready to apply for the BMO VIPorter World Elite Mastercard?

You'll finish the application on BMO's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens BMO’s site
Questions

Questions about the BMO VIPorter World Elite Mastercard

How much is the BMO VIPorter World Elite Mastercard annual fee?

The BMO VIPorter World Elite Mastercard has an annual fee of C$199. Weigh that against the rewards and perks you will actually use.

What does the BMO VIPorter World Elite Mastercard earn?

BMO's site restricts automated access, so we could not read the BMO VIPorter World Elite Mastercard's earn rates and do not print a multiplier. Check them on BMO's own site.

What network is the BMO VIPorter World Elite Mastercard on?

The BMO VIPorter World Elite Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the BMO VIPorter World Elite Mastercard available in Canada?

Yes — the BMO VIPorter World Elite Mastercard is issued by BMO and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the BMO VIPorter World Elite Mastercard figures last checked?

We checked its annual fee in September 2026, its supplementary card fee in September 2026, its foreign transaction fee in September 2026, its purchase APR in September 2026 and its income requirement in September 2026, each against a published document. Not yet checked with BMO: credit requirement. BMO's site restricts access, so we could not check: earn rates and welcome offer. Terms can change without notice, so confirm the current details with BMO before you apply.