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Mastercard2/4 on file
✓ Annual fee checked
BMO · Mastercard

BMO Prepaid Mastercard

Discontinued

This is not a credit card (it is a prepaid or debit card), so it is no longer listed here.

Prepaid

The BMO Prepaid Mastercard is a Mastercard from BMO with an annual fee of C$9.99. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), foreign transaction fee (Sep 2026). Not yet checked with BMO: credit requirement. BMO’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeC$9.99per yearChecked FCAC comparison tool
Top earn rateNot confirmed
Welcome offerNot confirmed
Browse other cardsNo application link on file · apply through BMO directly
Ledger entry

The receipt

Every cost line we hold for the BMO Prepaid Mastercard, exactly as recorded.

Annual fee
C$9.99Checked FCAC comparison tool
Supplementary card
Not confirmed
Foreign transaction
2.5%Checked FCAC comparison tool
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with BMO
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the BMO Prepaid Mastercard. That may mean there isn’t one, or simply that we have not recorded it — BMO’s own page is the place to check.

Rewards

What it earns

No earn rates on file

We hold no category earn rates for the BMO Prepaid Mastercard. Rather than print a multiplier we cannot source, this stays blank until BMO’s own terms give us one.

Included

Perks & benefits

Card benefits

  • Extended warranty and purchase protection
  • Use at over 30 million Mastercard locations worldwide
  • Cash access at over a million ATMs
  • Save up to 20% on National Car Rental and Alamo Rent A Car, up to 5% on Enterprise Rent-A-Car
  • BMO Alerts for transaction monitoring
  • No impact on credit score to open account
  • Free access to Credit Coach
  • Lock/unlock card or report lost/stolen anytime
Next step

Ready to apply for the BMO Prepaid Mastercard?

We hold no application link for this card. BMO takes applications on their own site — or compare the alternatives we do have links for.

Browse alternatives
Questions

Questions about the BMO Prepaid Mastercard

How much is the BMO Prepaid Mastercard annual fee?

The BMO Prepaid Mastercard has an annual fee of C$9.99. Weigh that against the rewards and perks you will actually use.

What does the BMO Prepaid Mastercard earn?

We hold no category earn rates for the BMO Prepaid Mastercard. It earns rewards on eligible purchases, but we do not print a multiplier we cannot source from BMO's terms.

What network is the BMO Prepaid Mastercard on?

The BMO Prepaid Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the BMO Prepaid Mastercard available in Canada?

No — BMO no longer offers the BMO Prepaid Mastercard to new applicants. This page is kept as a record; compare the cards BMO and others offer in Canada today.

When were the BMO Prepaid Mastercard figures last checked?

We checked its annual fee in September 2026 and its foreign transaction fee in September 2026, each against a published document. Not yet checked with BMO: credit requirement. Terms can change without notice, so confirm the current details with BMO before you apply.