Skip to content
Mastercard2/4 on file
✓ Annual fee checked
BMO · Mastercard

BMO U.S. Dollar Mastercard

Rewards

The BMO U.S. Dollar Mastercard is a Mastercard from BMO with an annual fee of C$49. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), supplementary card fee (Sep 2026), foreign transaction fee (Sep 2026), purchase APR (Sep 2026). Not yet checked with BMO: credit requirement. BMO’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeC$49per yearChecked FCAC comparison tool
Apply on BMOCompare this card
Opens BMO’s site
Ledger entry

The receipt

Every cost line we hold for the BMO U.S. Dollar Mastercard, exactly as recorded.

Annual fee
C$49Checked FCAC comparison tool
Supplementary card
FreeChecked FCAC comparison tool
Foreign transaction
2.5%Checked FCAC comparison tool
Purchase APR
21.99%Checked FCAC comparison tool
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with BMO
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the BMO U.S. Dollar Mastercard. That may mean there isn’t one, or simply that we have not recorded it — BMO’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the BMO U.S. Dollar Mastercard. Rather than print a multiplier we cannot source, this stays blank until BMO’s own terms give us one.

Issuer restricts access — check their site
Included

Perks & benefits

Card benefits

  • Annual fee rebate when purchases total U.S. $3,000 or more in a year
  • Pay in U.S. dollars to avoid fluctuating exchange rates
  • Accepted at over 30 million locations worldwide
  • Extended Warranty Insurance
  • Purchase Security Insurance
  • Zero Liability protection
  • BMO Alerts for transaction notifications
  • Cirque Du Soleil discount
  • Free additional cardholder
  • BMO PaySmart Installment Plans
  • Access to BMO Travel Insurance options (not included by default)
Next step

Ready to apply for the BMO U.S. Dollar Mastercard?

You'll finish the application on BMO's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens BMO’s site
Questions

Questions about the BMO U.S. Dollar Mastercard

How much is the BMO U.S. Dollar Mastercard annual fee?

The BMO U.S. Dollar Mastercard has an annual fee of C$49. Weigh that against the rewards and perks you will actually use.

What does the BMO U.S. Dollar Mastercard earn?

BMO's site restricts automated access, so we could not read the BMO U.S. Dollar Mastercard's earn rates and do not print a multiplier. Check them on BMO's own site.

What network is the BMO U.S. Dollar Mastercard on?

The BMO U.S. Dollar Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the BMO U.S. Dollar Mastercard available in Canada?

Yes — the BMO U.S. Dollar Mastercard is issued by BMO and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the BMO U.S. Dollar Mastercard figures last checked?

We checked its annual fee in September 2026, its supplementary card fee in September 2026, its foreign transaction fee in September 2026 and its purchase APR in September 2026, each against a published document. Not yet checked with BMO: credit requirement. BMO's site restricts access, so we could not check: earn rates and welcome offer. Terms can change without notice, so confirm the current details with BMO before you apply.