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Mastercard3/4 on file
✓ Annual fee checked
BMO · Mastercard

BMO CashBack Business Mastercard

BusinessCash BackNo Annual Fee

The BMO CashBack Business Mastercard is a Mastercard from BMO with an annual fee of C$0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), purchase APR (Sep 2026), welcome offer (Sep 2026). Not yet checked with BMO: credit requirement. BMO’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeC$0per yearChecked bmo.com
Welcome offerSee offer below
Apply on BMOCompare this card
Opens BMO’s site
Ledger entry

The receipt

Every cost line we hold for the BMO CashBack Business Mastercard, exactly as recorded.

Annual fee
C$0Checked bmo.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedIssuer restricts access — check their site
Purchase APR
20.99%Checked bmo.com
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with BMO
Sign-up

The welcome offer

Get 10% cash back on gas, office supplies and cellphone and internet bill payments for 3 months!** Plus, get a 0.00% introductory interest rate on balance transfers for 9 months with a 3% transfer fee.∆

Checked bmo.com
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the BMO CashBack Business Mastercard. Rather than print a multiplier we cannot source, this stays blank until BMO’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the BMO CashBack Business Mastercard?

You'll finish the application on BMO's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens BMO’s site
Questions

Questions about the BMO CashBack Business Mastercard

How much is the BMO CashBack Business Mastercard annual fee?

The BMO CashBack Business Mastercard has an annual fee of C$0. Weigh that against the rewards and perks you will actually use.

What does the BMO CashBack Business Mastercard earn?

We could not verify the BMO CashBack Business Mastercard's earn rates, so we do not print a multiplier. Check them on BMO's own site.

What network is the BMO CashBack Business Mastercard on?

The BMO CashBack Business Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the BMO CashBack Business Mastercard available in Canada?

Yes — the BMO CashBack Business Mastercard is issued by BMO and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the BMO CashBack Business Mastercard figures last checked?

We checked its annual fee in September 2026, its purchase APR in September 2026 and its welcome offer in September 2026, each against a published document. Not yet checked with BMO: credit requirement. BMO's site restricts access, so we could not check: foreign transaction fee. We could not verify, so we do not print: earn rates. Check them with BMO. Terms can change without notice, so confirm the current details with BMO before you apply.