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BMO · Mastercard

BMO CashBack World Elite Mastercard

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The BMO CashBack World Elite Mastercard is a Mastercard from BMO with an annual fee of C$139. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), supplementary card fee (Sep 2026), foreign transaction fee (Sep 2026), purchase APR (Sep 2026), income requirement (Sep 2026). Not yet checked with BMO: credit requirement. BMO’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeC$139per yearChecked bmo.com
Apply on BMOCompare this card
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Ledger entry

The receipt

Every cost line we hold for the BMO CashBack World Elite Mastercard, exactly as recorded.

Annual fee
C$139Checked bmo.com
Supplementary card
C$50Checked FCAC comparison tool
Foreign transaction
2.5%Checked FCAC comparison tool
Purchase APR
21.99%Checked FCAC comparison tool
Income requirement
C$80,000Checked FCAC comparison tool
Network
Mastercard
Credit needed
GoodNot yet checked with BMO
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the BMO CashBack World Elite Mastercard. That may mean there isn’t one, or simply that we have not recorded it — BMO’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the BMO CashBack World Elite Mastercard. Rather than print a multiplier we cannot source, this stays blank until BMO’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Roadside assistance ($75/year value)
  • Travel and medical protection up to $5 million
  • Complimentary Instacart+ membership with monthly credit
  • Mastercard Travel Pass lounge access membership
  • Extended warranty insurance
  • Purchase security insurance
  • Credit card balance protection
  • Zero liability protection
  • Car rental discounts with Avis, Budget, National, Alamo, Enterprise
  • BMO PaySmart installment plans
Next step

Ready to apply for the BMO CashBack World Elite Mastercard?

You'll finish the application on BMO's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens BMO’s site
Questions

Questions about the BMO CashBack World Elite Mastercard

How much is the BMO CashBack World Elite Mastercard annual fee?

The BMO CashBack World Elite Mastercard has an annual fee of C$139. Weigh that against the rewards and perks you will actually use.

What does the BMO CashBack World Elite Mastercard earn?

We could not verify the BMO CashBack World Elite Mastercard's earn rates, so we do not print a multiplier. Check them on BMO's own site.

What network is the BMO CashBack World Elite Mastercard on?

The BMO CashBack World Elite Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the BMO CashBack World Elite Mastercard available in Canada?

Yes — the BMO CashBack World Elite Mastercard is issued by BMO and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the BMO CashBack World Elite Mastercard figures last checked?

We checked its annual fee in September 2026, its supplementary card fee in September 2026, its foreign transaction fee in September 2026, its purchase APR in September 2026 and its income requirement in September 2026, each against a published document. Not yet checked with BMO: credit requirement. We could not verify, so we do not print: earn rates and welcome offer. Check them with BMO. Terms can change without notice, so confirm the current details with BMO before you apply.