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Mastercard2/4 on file
✓ Annual fee checked
BMO · Mastercard

BMO VIPorter Mastercard

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The BMO VIPorter Mastercard is a Mastercard from BMO with an annual fee of C$89. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), supplementary card fee (Sep 2026), foreign transaction fee (Sep 2026), purchase APR (Sep 2026). Not yet checked with BMO: credit requirement. BMO’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeC$89per yearChecked FCAC comparison tool
Apply on BMOCompare this card
Opens BMO’s site
Ledger entry

The receipt

Every cost line we hold for the BMO VIPorter Mastercard, exactly as recorded.

Annual fee
C$89Checked FCAC comparison tool
Supplementary card
C$35Checked FCAC comparison tool
Foreign transaction
2.5%Checked FCAC comparison tool
Purchase APR
21.99%Checked FCAC comparison tool
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with BMO
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the BMO VIPorter Mastercard. That may mean there isn’t one, or simply that we have not recorded it — BMO’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the BMO VIPorter Mastercard. Rather than print a multiplier we cannot source, this stays blank until BMO’s own terms give us one.

Issuer restricts access — check their site
Included

Perks & benefits

Card benefits

  • 35% off one flight booking per year
  • Priority re-accommodation for flight delays
  • Dedicated check-in
  • No VIPorter points expiry
  • Earn $1 of Qualifying Spend for every $25 spent
  • Comprehensive travel insurance including emergency medical, car rental, common carrier, flight delay, baggage, and hotel burglary insurance
  • Extended warranty and purchase protection
  • Up to 30% off Avis car rental base rates
  • Up to 35% off Budget car rental base rates
  • 20% off Cirque du Soleil touring shows in Canada, 15% off resident shows in Las Vegas
  • BMO PaySmart Installment Plans
  • Complimentary 3 months Instacart+ and $5 monthly Instacart credit
  • Priority boarding and prioritized call centre service
  • Access for up to 9 authorized users
Next step

Ready to apply for the BMO VIPorter Mastercard?

You'll finish the application on BMO's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens BMO’s site
Questions

Questions about the BMO VIPorter Mastercard

How much is the BMO VIPorter Mastercard annual fee?

The BMO VIPorter Mastercard has an annual fee of C$89. Weigh that against the rewards and perks you will actually use.

What does the BMO VIPorter Mastercard earn?

BMO's site restricts automated access, so we could not read the BMO VIPorter Mastercard's earn rates and do not print a multiplier. Check them on BMO's own site.

What network is the BMO VIPorter Mastercard on?

The BMO VIPorter Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the BMO VIPorter Mastercard available in Canada?

Yes — the BMO VIPorter Mastercard is issued by BMO and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the BMO VIPorter Mastercard figures last checked?

We checked its annual fee in September 2026, its supplementary card fee in September 2026, its foreign transaction fee in September 2026 and its purchase APR in September 2026, each against a published document. Not yet checked with BMO: credit requirement. BMO's site restricts access, so we could not check: earn rates and welcome offer. Terms can change without notice, so confirm the current details with BMO before you apply.