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Visa2/4 on file
✓ Annual fee checked
BMO · Visa

BMO eclipse rise Visa Card

The BMO eclipse rise Visa Card is a Visa card from BMO with an annual fee of C$0. Here is what we hold on it, and what we do not.

Annual feeC$0per yearChecked FCAC comparison tool
Welcome offerC$175estimated valueChecked bmo.com
Ledger entry

The receipt

Every cost line we hold for the BMO eclipse rise Visa Card, exactly as recorded.

Annual fee
C$0Checked FCAC comparison tool
Supplementary card
FreeChecked FCAC comparison tool
Foreign transaction
2.5%Checked FCAC comparison tool
Purchase APR
21.99%Checked FCAC comparison tool
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

We hold the welcome-bonus figures below for the BMO eclipse rise Visa Card, but not the terms that earn them — BMO’s own page says what you need to do.

Est. valueC$175Checked bmo.com
Points25,000Checked bmo.com
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the BMO eclipse rise Visa Card. Rather than print a multiplier we cannot source, this stays blank until BMO’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • 5x BMO Rewards points on recurring bill payments, groceries, dining and takeout
  • 1 point per $2 on all other purchases
  • Up to 5,000 bonus points annually for paying balance on time and redeeming with Pay with Points
  • Three months of complimentary Instacart+ with $5 monthly credit
  • Free BMO PaySmart plan for a purchase up to $1,000 every two years
  • Mobile Device Insurance up to $1,000
  • Extended Warranty Insurance doubling manufacturer warranty
  • Purchase Security Insurance for 90 days
  • Visa Secure online purchase protection
  • Card Lock/Unlock via BMO Digital or Mobile Banking
  • Up to 30% off Avis and 35% off Budget car rentals
  • Free access to Credit Coach for credit score monitoring
Next step

Ready to apply for the BMO eclipse rise Visa Card?

You'll finish the application on BMO's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens BMO’s site
Questions

Questions about the BMO eclipse rise Visa Card

How much is the BMO eclipse rise Visa Card annual fee?

The BMO eclipse rise Visa Card has an annual fee of C$0. Weigh that against the rewards and perks you will actually use.

What does the BMO eclipse rise Visa Card earn?

We could not verify the BMO eclipse rise Visa Card's earn rates, so we do not print a multiplier. Check them on BMO's own site.

What network is the BMO eclipse rise Visa Card on?

The BMO eclipse rise Visa Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the BMO eclipse rise Visa Card available in Canada?

Yes — the BMO eclipse rise Visa Card is issued by BMO and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the BMO eclipse rise Visa Card figures last checked?

We checked its annual fee in September 2026, its supplementary card fee in September 2026, its foreign transaction fee in September 2026, its purchase APR in September 2026 and its welcome offer in September 2026, each against a published document. We could not verify, so we do not print: earn rates. Check them with BMO. Terms can change without notice, so confirm the current details with BMO before you apply.