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Visa2/4 on file
✓ Annual fee checked
Desjardins · Visa

Visa Purchasing

Business

The Visa Purchasing is a Visa card from Desjardins with an annual fee of C$20. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026). Not yet checked with Desjardins: purchase APR and credit requirement. Desjardins’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeC$20per yearChecked desjardins.com
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on DesjardinsCompare this card
Opens Desjardins’s site
Ledger entry

The receipt

Every cost line we hold for the Visa Purchasing, exactly as recorded.

Annual fee
C$20Checked desjardins.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
18.25%Two independent reads agree · not quoted verbatimdesjardins.com
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with Desjardins
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Visa Purchasing. That may mean there isn’t one, or simply that we have not recorded it — Desjardins’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Visa Purchasing. Rather than print a multiplier we cannot source, this stays blank until Desjardins’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • Better control over spending and credit limits
  • Waiver of liability of up to $100,000 per card for certain unauthorized transactions made by employee cardholders
  • Integration of data into accounting and enterprise resource planning (ERP) systems
  • Single monthly payment for all purchases and faster order processing
  • Improved liquidity with up to 51 days of cash flow
Next step

Ready to apply for the Visa Purchasing?

You'll finish the application on Desjardins's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Desjardins’s site
Questions

Questions about the Visa Purchasing

How much is the Visa Purchasing annual fee?

The Visa Purchasing has an annual fee of C$20. Weigh that against the rewards and perks you will actually use.

What does the Visa Purchasing earn?

Desjardins does not publish category earn rates for the Visa Purchasing where we checked (October 2026), so we do not print a multiplier.

What network is the Visa Purchasing on?

The Visa Purchasing runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Visa Purchasing available in Canada?

Yes — the Visa Purchasing is issued by Desjardins and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the Visa Purchasing figures last checked?

We checked its annual fee in September 2026, against a published document. Not yet checked with Desjardins: purchase APR and credit requirement. Not published by Desjardins where we checked: foreign transaction fee, earn rates and welcome offer. Terms can change without notice, so confirm the current details with Desjardins before you apply.