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No FX Fee

Best No Foreign Transaction Fee credit cards in Canada

No-FX-fee credit cards in Canada drop the foreign-transaction surcharge on purchases made abroad or in another currency.

*a card is filed here in one of three ways: a published issuer or regulator document we hold states a 0% foreign-transaction fee for it; the issuer's own page says, in a sentence about this card, that it charges no foreign-transaction fee (in the US, also when the issuer reports none to the CFPB); or the source listing we imported it from files it that way. Only a card filed on a quoted line or a regulator's record is re-read: we keep that quote and its source on the card's record and re-read the source every week. When the line is gone, a card filed on it leaves this list; a source we cannot re-read stops counting after 60 days (a CFPB survey, 14 months after the period it reports). A card filed by a document's 0% figure stays while that figure is the one on its record; a card filed by the source listing stays as the listing filed it, and we do not re-read the listing. Confirm the fee on the issuer's page before you travel.

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No Foreign Transaction Fee cards filed
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The ledger

All No Foreign Transaction Fee cards in Canada

3 cards
Home Trust№ 1

Home Trust Preferred Visa

Visa card issued by Home Trust.

Cash BackNo Annual Fee
Annual feeC$0per year
Top earn rateNot confirmed
Meridian Credit Union№ 2

Meridian Visa US Dollar Card

Visa card issued by Meridian Credit Union.

No FX FeeRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

What is the best no foreign transaction fee credit card in Canada?

The best no foreign transaction fee card in Canada depends on your spending and goals. We list every no foreign transaction fee card we hold — 3 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a no foreign transaction fee credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a no foreign transaction fee card with other cards?

Yes. Many people pair a no foreign transaction fee card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these no foreign transaction fee card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.