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Visa2/4 on file
✓ Annual fee checked
Home Trust · Visa

Home Trust Preferred Visa

Cash BackNo Annual FeeNo FX FeeRewardsSecured

The Home Trust Preferred Visa is a Visa card from Home Trust with an annual fee of C$0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), foreign transaction fee (Sep 2026). Not yet checked with Home Trust: credit requirement. Home Trust’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeC$0per yearChecked visa.hometrust.ca
Apply on Home TrustCompare this card
Opens Home Trust’s site
Ledger entry

The receipt

Every cost line we hold for the Home Trust Preferred Visa, exactly as recorded.

Annual fee
C$0Checked visa.hometrust.ca
Supplementary card
Not confirmed
Foreign transaction
NoneChecked visa.hometrust.ca
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with Home Trust
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Home Trust Preferred Visa. That may mean there isn’t one, or simply that we have not recorded it — Home Trust’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Home Trust Preferred Visa. Rather than print a multiplier we cannot source, this stays blank until Home Trust’s own terms give us one.

Issuer restricts access — check their site
Included

Perks & benefits

Card benefits

  • No annual fee
  • No foreign transaction fees
  • 1% Cashback Rewards
  • Visa Zero Liability coverage
  • Purchase Security Insurance
Next step

Ready to apply for the Home Trust Preferred Visa?

You'll finish the application on Home Trust's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Home Trust’s site
Questions

Questions about the Home Trust Preferred Visa

How much is the Home Trust Preferred Visa annual fee?

The Home Trust Preferred Visa has an annual fee of C$0. Weigh that against the rewards and perks you will actually use.

What does the Home Trust Preferred Visa earn?

Home Trust's site restricts automated access, so we could not read the Home Trust Preferred Visa's earn rates and do not print a multiplier. Check them on Home Trust's own site.

What network is the Home Trust Preferred Visa on?

The Home Trust Preferred Visa runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Home Trust Preferred Visa available in Canada?

Yes — the Home Trust Preferred Visa is issued by Home Trust and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the Home Trust Preferred Visa figures last checked?

We checked its annual fee in September 2026 and its foreign transaction fee in September 2026, each against a published document. Not yet checked with Home Trust: credit requirement. Home Trust's site restricts access, so we could not check: earn rates and welcome offer. We could not verify, so we do not print: purchase APR. Check them with Home Trust. Terms can change without notice, so confirm the current details with Home Trust before you apply.