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Mastercard2/4 on file
✓ Annual fee checked
Capital One Canada · Mastercard

Capital One Guaranteed Mastercard®

Credit BuildingNo Annual FeeSecuredTravel Insurance

The Capital One Guaranteed Mastercard® is a Mastercard from Capital One Canada with an annual fee of C$0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), supplementary card fee (Sep 2026), foreign transaction fee (Sep 2026), purchase APR (Sep 2026). Not yet checked with Capital One Canada: credit requirement. Capital One Canada’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeC$0per yearChecked capitalone.ca
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on Capital One CanadaCompare this card
Opens Capital One Canada’s site
Ledger entry

The receipt

Every cost line we hold for the Capital One Guaranteed Mastercard®, exactly as recorded.

Annual fee
C$0Checked capitalone.ca
Supplementary card
FreeChecked FCAC comparison tool
Foreign transaction
2.5%Checked FCAC comparison tool
Purchase APR
21.9%–29.9%Checked capitalone.ca
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with Capital One Canada
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Capital One Guaranteed Mastercard®. That may mean there isn’t one, or simply that we have not recorded it — Capital One Canada’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Capital One Guaranteed Mastercard®. Rather than print a multiplier we cannot source, this stays blank until Capital One Canada’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • Guaranteed approval if conditions met
  • Build/rebuild credit with responsible use
  • Mastercard benefits
  • Fraud protection alerts
  • Free credit score tracking with Credit Keeper
  • Mobile app account management
  • 24/7 live agent support and live chat
Next step

Ready to apply for the Capital One Guaranteed Mastercard®?

You'll finish the application on Capital One Canada's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Capital One Canada’s site
Questions

Questions about the Capital One Guaranteed Mastercard®

How much is the Capital One Guaranteed Mastercard® annual fee?

The Capital One Guaranteed Mastercard® has an annual fee of C$0. Weigh that against the rewards and perks you will actually use.

What does the Capital One Guaranteed Mastercard® earn?

Capital One Canada does not publish category earn rates for the Capital One Guaranteed Mastercard® where we checked (October 2026), so we do not print a multiplier.

What network is the Capital One Guaranteed Mastercard® on?

The Capital One Guaranteed Mastercard® runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Capital One Guaranteed Mastercard® available in Canada?

Yes — the Capital One Guaranteed Mastercard® is issued by Capital One Canada and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the Capital One Guaranteed Mastercard® figures last checked?

We checked its annual fee in September 2026, its supplementary card fee in September 2026, its foreign transaction fee in September 2026 and its purchase APR in September 2026, each against a published document. Not yet checked with Capital One Canada: credit requirement. Not published by Capital One Canada where we checked: earn rates and welcome offer. Terms can change without notice, so confirm the current details with Capital One Canada before you apply.