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Neo Financial · Mastercard
United MileagePlus® Neo World Elite® Mastercard
The United MileagePlus® Neo World Elite® Mastercard is a Mastercard from Neo Financial with an annual fee of C$89. Here is what we hold on it, and what we do not.
Opens Neo Financial’s site
Ledger entry
The receipt
Every cost line we hold for the United MileagePlus® Neo World Elite® Mastercard, exactly as recorded.
- Annual fee
- C$89Checked neofinancial.com
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmedIssuer restricts access — check their site
- Purchase APR
- 19.99%–29.99%Checked neofinancial.com
- Income requirement
- Not confirmed
- Network
- Mastercard
- Credit needed
- Not confirmed
Sign-up
The welcome offer
No welcome offer on file
We couldn't verify this · check with the issuerWe hold no published welcome offer for the United MileagePlus® Neo World Elite® Mastercard. That may mean there isn’t one, or simply that we have not recorded it — Neo Financial’s own page is the place to check.
Rewards
What it earns
Published category multipliers for the United MileagePlus® Neo World Elite® Mastercard.
| Category | Earn rate | Cap |
|---|---|---|
| United & Star Alliance flights | 1.25x | No cap on file |
| Dining | 1x | No cap on file |
| Groceries | 1x | No cap on file |
| Other | 0.75x | No cap on file |
Next step
Ready to apply for the United MileagePlus® Neo World Elite® Mastercard?
You'll finish the application on Neo Financial's own site. Terms can change without notice, so check the fee and offer there before you commit.
Apply nowOpens Neo Financial’s site
Questions
Questions about the United MileagePlus® Neo World Elite® Mastercard
How much is the United MileagePlus® Neo World Elite® Mastercard annual fee?
The United MileagePlus® Neo World Elite® Mastercard has an annual fee of C$89. Weigh that against the rewards and perks you will actually use.
What does the United MileagePlus® Neo World Elite® Mastercard earn?
The United MileagePlus® Neo World Elite® Mastercard earns 1.25x on United & Star Alliance flights, plus published rates on 3 other categories. The full table is on this page.
What network is the United MileagePlus® Neo World Elite® Mastercard on?
The United MileagePlus® Neo World Elite® Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.
Is the United MileagePlus® Neo World Elite® Mastercard available in Canada?
Yes — the United MileagePlus® Neo World Elite® Mastercard is issued by Neo Financial and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.
When were the United MileagePlus® Neo World Elite® Mastercard figures last checked?
We checked its annual fee in October 2026, its purchase APR in September 2026 and its earn rates in September 2026, each against a published document. Neo Financial's site restricts access, so we could not check: foreign transaction fee. We could not verify, so we do not print: welcome offer. Check them with Neo Financial. Terms can change without notice, so confirm the current details with Neo Financial before you apply.