Visa2/4 on file
✓ Annual fee checked
RBC Royal Bank · Visa
moi RBC Visa
The moi RBC Visa is a Visa card from RBC Royal Bank with an annual fee of C$0. Here is what we hold on it, and what we do not.
Opens RBC Royal Bank’s site
Ledger entry
The receipt
Every cost line we hold for the moi RBC Visa, exactly as recorded.
- Annual fee
- C$0Checked rbcroyalbank.com
- Supplementary card
- FreeChecked FCAC comparison tool
- Foreign transaction
- 2.5%Checked FCAC comparison tool
- Purchase APR
- 20.99%Checked rbcroyalbank.com
- Income requirement
- Not confirmed
- Network
- Visa
- Credit needed
- Not confirmed
Sign-up
The welcome offer
No welcome offer on file
We couldn't verify this · check with the issuerWe hold no published welcome offer for the moi RBC Visa. That may mean there isn’t one, or simply that we have not recorded it — RBC Royal Bank’s own page is the place to check.
Rewards
What it earns
No earn rates on file
We couldn't verify this · check with the issuerWe hold no category earn rates for the moi RBC Visa. Rather than print a multiplier we cannot source, this stays blank until RBC Royal Bank’s own terms give us one.
Included
Perks & benefits
Card benefits
- Mobile device insurance
- Purchase security insurance
- Extended warranty insurance
- NOMI budgeting and alerts
- Fraud protection
Next step
Ready to apply for the moi RBC Visa?
You'll finish the application on RBC Royal Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.
Apply nowOpens RBC Royal Bank’s site
Questions
Questions about the moi RBC Visa
How much is the moi RBC Visa annual fee?
The moi RBC Visa has an annual fee of C$0. Weigh that against the rewards and perks you will actually use.
What does the moi RBC Visa earn?
We could not verify the moi RBC Visa's earn rates, so we do not print a multiplier. Check them on RBC Royal Bank's own site.
What network is the moi RBC Visa on?
The moi RBC Visa runs on the Visa network, which determines where it is accepted and which network-level benefits apply.
Is the moi RBC Visa available in Canada?
Yes — the moi RBC Visa is issued by RBC Royal Bank and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.
When were the moi RBC Visa figures last checked?
We checked its annual fee in September 2026, its supplementary card fee in September 2026, its foreign transaction fee in September 2026 and its purchase APR in September 2026, each against a published document. We could not verify, so we do not print: earn rates and welcome offer. Check them with RBC Royal Bank. Terms can change without notice, so confirm the current details with RBC Royal Bank before you apply.