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Issuer file — Canada

RBC Royal Bank credit cards in Canada

We hold 22 RBC Royal Bank cards currently offered in Canada. A C$0 annual fee we have not confirmed is left blank rather than printed as C$0; a fee above zero that we hold is shown as recorded, confirmed or not — check it on RBC Royal Bank’s own page before you apply.

*Cards in our catalogue, not necessarily every card RBC Royal Bank issues.

Official siteCompare cards side by side
22
cards on offer on file
11 of 22
annual fees confirmed
3
no longer offered
Rewards

Programs named on its cards' records

Matched so far from each card's record by the program's exact name. A card whose record names no program is not counted yet.

RBC Avion Rewards9
The ledger

RBC Royal Bank cards on offer

22 cards
RBC Royal BankVisa

moi RBC Visa

Earn 3,000 Moi points on your first purchase plus 2,000 bonus Moi points after spending $500 within 3 months, up to 5,000 points total (a $40 value).

DiningEV Charging
Annual feeC$0per year
Top earn rate2xWe couldn't verify this · check with the issuerDining
RBC Royal BankVisa

More Rewards RBC Visa

Earn up to 20,000 bonus More Rewards points (a $30 grocery value) as a welcome offer on the More Rewards RBC Visa.

DiningEV Charging
Annual feeC$0per year
Top earn rate5xDining
RBC Royal BankVisa

More Rewards RBC Visa Infinite

Visa card issued by RBC Royal Bank.

DiningEV Charging
Annual feeNot confirmed
Top earn rate8xWe couldn't verify this · check with the issuerGas Ev Dining
RBC Royal BankVisa

RBC Avion Visa Business

Visa card issued by RBC Royal Bank.

BusinessRewards
Annual feeC$120We couldn't verify this · check with the issuerper year
Top earn rate1xWe couldn't verify this · check with the issuerOther
RBC Royal BankVisa

RBC Avion Visa Infinite

Visa card issued by RBC Royal Bank.

PremiumRewards
Annual feeC$120per year
Top earn rate1.25xWe couldn't verify this · check with the issuerTravel
RBC Royal BankVisa

RBC Avion Visa Infinite Business

Get 35,000 Welcome Avion points upon approval, worth up to $750 in travel.

BusinessLounge Access
Annual feeC$175We couldn't verify this · check with the issuerper year
Top earn rate1.25xWe couldn't verify this · check with the issuerOther
RBC Royal BankVisa

RBC Avion Visa Infinite Privilege

Visa card issued by RBC Royal Bank.

Lounge AccessPremium
Annual feeC$399We couldn't verify this · check with the issuerper year
Top earn rate1.25xWe couldn't verify this · check with the issuerOther
RBC Royal BankVisa

RBC Avion Visa Platinum

35,000 Welcome Points on approval + 20,000 bonus points after $5,000 spend in first 6 months (55,000 total)

PremiumRewards
Annual feeC$120per year
Top earn rate1xWe couldn't verify this · check with the issuerOther
RBC Royal BankVisa

RBC British Airways Visa Infinite

Visa card issued by RBC Royal Bank.

AirlineDining
Annual feeC$165per year
Top earn rate3xWe couldn't verify this · check with the issuerBritishairwayspurchases
RBC Royal BankMastercard

RBC Business Cash Back Mastercard

Earn an extra 1% cash back (2% total) on purchases for the first 3 monthly statement periods, up to a combined annual cash back cap of $650.

BusinessCash Back
Annual feeNot confirmed
Top earn rate1%We couldn't verify this · check with the issuerOther
RBC Royal BankMastercard

RBC Cash Back Mastercard

Earn up to 7% cash back (5% bonus + base rate) for the first 3 months on up to $1,000 in total purchases.

Cash BackEV Charging
Annual feeC$0per year
Top earn rate2%We couldn't verify this · check with the issuerGroceries
RBC Royal BankMastercard

RBC Cash Back Preferred World Elite Mastercard

Earn 12% cash back for the first 3 months on up to $2,000 in total purchases.

Cash BackEV Charging
Annual feeC$99We couldn't verify this · check with the issuerper year
Top earn rate1.5%We couldn't verify this · check with the issuerOther
RBC Royal BankVisa

RBC ION Visa

Earn up to 14,000 Avion points (up to $100 value in gift cards) as a limited-time offer when you apply by November 4, 2026.

EntertainmentGas & Fuel
Annual feeNot confirmed
Top earn rate1.5xWe couldn't verify this · check with the issuerEntertainment
RBC Royal BankVisa

RBC ION+ Visa

Earn up to 28,000 Avion points (up to $200 value in gift cards) for new cardholders who apply by November 4, 2026.

DiningEntertainment
Annual feeC$48We couldn't verify this · check with the issuerper year
Top earn rate3xWe couldn't verify this · check with the issuerDining
RBC Royal BankVisa

RBC Royal Bank Visa Business

Visa card issued by RBC Royal Bank.

Business
Annual feeC$12per year
Top earn rateNot confirmed
RBC Royal BankVisa

RBC U.S. Dollar Visa Gold

Visa card issued by RBC Royal Bank.

RewardsTravel
Annual feeC$65per year
Top earn rate1xWe couldn't verify this · check with the issuerOther
RBC Royal BankVisa

RBC Visa Platinum

Visa card issued by RBC Royal Bank.

No Annual Fee
Annual feeC$0per year
Top earn rateNot confirmed
RBC Royal BankMastercard

WestJet RBC Mastercard

Mastercard issued by RBC Royal Bank.

AirlineDining
Annual feeC$39per year
Top earn rate1.5xWe couldn't verify this · check with the issuerDining
RBC Royal BankMastercard

WestJet RBC World Elite Business Mastercard

35,000 welcome WestJet points after your first purchase

AirlineBusiness
Annual feeC$175We couldn't verify this · check with the issuerper year
Top earn rate6xWe couldn't verify this · check with the issuerWestjet Flights
RBC Royal BankMastercard

WestJet RBC World Elite Mastercard

Mastercard issued by RBC Royal Bank.

AirlineEV Charging
Annual feeC$139We couldn't verify this · check with the issuerper year
Top earn rate2xWe couldn't verify this · check with the issuerGroceries
No longer offered · not counted above

Every issuer we hold in Canada · The full card hub

Questions

Frequently asked

How many RBC Royal Bank credit cards are there in Canada?

Our catalogue holds 22 RBC Royal Bank credit cards currently offered in Canada, plus 3 cards it no longer offers. That is the number we hold, not necessarily every card RBC Royal Bank issues — its own site has its full range.

Which RBC Royal Bank credit cards have no annual fee?

Of the RBC Royal Bank cards we hold, 4 cards have a C$0 annual fee checked against a published document: moi RBC Visa, More Rewards RBC Visa, RBC Cash Back Mastercard and RBC Visa Platinum. We leave a C$0 fee blank until it is confirmed, so others may be free too — check RBC Royal Bank's page before you apply.

Which rewards programs do RBC Royal Bank credit cards earn?

Programs named on the records of the RBC Royal Bank cards we hold (matched so far): RBC Avion Rewards (9 cards). A card whose record names no program is not counted yet, so a count here is not every RBC Royal Bank card that earns the program. Each card's review shows what it earns where we hold the rate.

How do I apply for a RBC Royal Bank credit card?

Open the card's review. Where we hold an application link it takes you to RBC Royal Bank's own application; where we do not, the review says so. Confirm the fee and terms on RBC Royal Bank's page before you apply.