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Visa2/4 on file
✓ Annual fee checked
RBC Royal Bank · Visa

RBC Visa Platinum

No Annual Fee

The RBC Visa Platinum is a Visa card from RBC Royal Bank with an annual fee of C$0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), purchase APR (Sep 2026). Not yet checked with RBC Royal Bank: credit requirement. RBC Royal Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeC$0per yearChecked rbcroyalbank.com
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on RBC Royal BankCompare this card
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Ledger entry

The receipt

Every cost line we hold for the RBC Visa Platinum, exactly as recorded.

Annual fee
C$0Checked rbcroyalbank.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
20.99%Checked rbcroyalbank.com
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with RBC Royal Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the RBC Visa Platinum. That may mean there isn’t one, or simply that we have not recorded it — RBC Royal Bank’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the RBC Visa Platinum. Rather than print a multiplier we cannot source, this stays blank until RBC Royal Bank’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • No annual fee
  • Free additional card(s)
  • Auto Rental Collision/Loss Damage Waiver Insurance
  • Travel Accident Insurance
  • Purchase Security & Extended Warranty Insurance
  • Access to Avion Rewards deals from 2,000+ brands
  • Save 3¢/L on fuel and earn 20% more Petro-Points
  • Earn Be Well points at Rexall
  • 3-month complimentary DashPass subscription
  • RBC Mobile App access
  • Fraud protection
  • NOMI banking insights
Next step

Ready to apply for the RBC Visa Platinum?

You'll finish the application on RBC Royal Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens RBC Royal Bank’s site
Questions

Questions about the RBC Visa Platinum

How much is the RBC Visa Platinum annual fee?

The RBC Visa Platinum has an annual fee of C$0. Weigh that against the rewards and perks you will actually use.

What does the RBC Visa Platinum earn?

RBC Royal Bank does not publish category earn rates for the RBC Visa Platinum where we checked (October 2026), so we do not print a multiplier.

What network is the RBC Visa Platinum on?

The RBC Visa Platinum runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the RBC Visa Platinum available in Canada?

Yes — the RBC Visa Platinum is issued by RBC Royal Bank and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the RBC Visa Platinum figures last checked?

We checked its annual fee in September 2026 and its purchase APR in September 2026, each against a published document. Not yet checked with RBC Royal Bank: credit requirement. Not published by RBC Royal Bank where we checked: foreign transaction fee, earn rates and welcome offer. Terms can change without notice, so confirm the current details with RBC Royal Bank before you apply.