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Mastercard2/4 on file
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RBC Royal Bank · Mastercard

RBC Cash Back Mastercard

Cash BackEV ChargingGroceriesNo Annual FeeRewardsStudent

The RBC Cash Back Mastercard is a Mastercard from RBC Royal Bank with an annual fee of C$0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), supplementary card fee (Sep 2026), foreign transaction fee (Sep 2026), purchase APR (Oct 2026). Not yet checked with RBC Royal Bank: credit requirement. RBC Royal Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeC$0per yearChecked rbcroyalbank.com
Apply on RBC Royal BankCompare this card
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Ledger entry

The receipt

Every cost line we hold for the RBC Cash Back Mastercard, exactly as recorded.

Annual fee
C$0Checked rbcroyalbank.com
Supplementary card
FreeChecked FCAC comparison tool
Foreign transaction
2.5%Checked FCAC comparison tool
Purchase APR
21.99%Checked rbcroyalbank.com
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with RBC Royal Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the RBC Cash Back Mastercard. That may mean there isn’t one, or simply that we have not recorded it — RBC Royal Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the RBC Cash Back Mastercard. Rather than print a multiplier we cannot source, this stays blank until RBC Royal Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • No annual fee
  • Purchase security and extended warranty insurance
  • Fraud protection
  • NOMI money management insights
  • Access to over 2,000 partner brand offers (Petro-Canada, Rexall, DoorDash)
  • Free 3-month DashPass subscription with DoorDash
Next step

Ready to apply for the RBC Cash Back Mastercard?

You'll finish the application on RBC Royal Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens RBC Royal Bank’s site
Questions

Questions about the RBC Cash Back Mastercard

How much is the RBC Cash Back Mastercard annual fee?

The RBC Cash Back Mastercard has an annual fee of C$0. Weigh that against the rewards and perks you will actually use.

What does the RBC Cash Back Mastercard earn?

We could not verify the RBC Cash Back Mastercard's earn rates, so we do not print a multiplier. Check them on RBC Royal Bank's own site.

What network is the RBC Cash Back Mastercard on?

The RBC Cash Back Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the RBC Cash Back Mastercard available in Canada?

Yes — the RBC Cash Back Mastercard is issued by RBC Royal Bank and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the RBC Cash Back Mastercard figures last checked?

We checked its annual fee in September 2026, its supplementary card fee in September 2026, its foreign transaction fee in September 2026 and its purchase APR in October 2026, each against a published document. Not yet checked with RBC Royal Bank: credit requirement. We could not verify, so we do not print: earn rates and welcome offer. Check them with RBC Royal Bank. Terms can change without notice, so confirm the current details with RBC Royal Bank before you apply.