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RBC Royal Bank · Visa

More Rewards RBC Visa

The More Rewards RBC Visa is a Visa card from RBC Royal Bank with an annual fee of C$0. Here is what we hold on it, and what we do not.

Annual feeC$0per yearChecked rbcroyalbank.com
Top earn rate5xon DiningChecked rbcroyalbank.com
Opens RBC Royal Bank’s site
Ledger entry

The receipt

Every cost line we hold for the More Rewards RBC Visa, exactly as recorded.

Annual fee
C$0Checked rbcroyalbank.com
Supplementary card
FreeChecked FCAC comparison tool
Foreign transaction
2.5%Checked FCAC comparison tool
Purchase APR
20.99%Checked rbcroyalbank.com
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the More Rewards RBC Visa. That may mean there isn’t one, or simply that we have not recorded it — RBC Royal Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

Published category multipliers for the More Rewards RBC Visa.

CategoryEarn rateCap
Dining5xNo cap on file
Gas & Fuel5xNo cap on file
EV charging5xNo cap on file
over 700 grocery, pharmacy, and partner locations5xNo cap on file
Other3xNo cap on file
Checked rbcroyalbank.com
Included

Perks & benefits

Card benefits

  • Mobile device insurance
  • Purchase security and extended warranty
  • Petro-Canada fuel savings and bonus Petro-Points
  • 6-month complimentary DashPass subscription with DoorDash
  • Exclusive RBC and More Rewards partner offers
Next step

Ready to apply for the More Rewards RBC Visa?

You'll finish the application on RBC Royal Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens RBC Royal Bank’s site
Questions

Questions about the More Rewards RBC Visa

How much is the More Rewards RBC Visa annual fee?

The More Rewards RBC Visa has an annual fee of C$0. Weigh that against the rewards and perks you will actually use.

What does the More Rewards RBC Visa earn?

The More Rewards RBC Visa earns 5x on dining, plus published rates on 4 other categories. The full table is on this page.

What network is the More Rewards RBC Visa on?

The More Rewards RBC Visa runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the More Rewards RBC Visa available in Canada?

Yes — the More Rewards RBC Visa is issued by RBC Royal Bank and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the More Rewards RBC Visa figures last checked?

We checked its annual fee in September 2026, its supplementary card fee in September 2026, its foreign transaction fee in September 2026, its purchase APR in September 2026 and its earn rates in September 2026, each against a published document. We could not verify, so we do not print: welcome offer. Check them with RBC Royal Bank. Terms can change without notice, so confirm the current details with RBC Royal Bank before you apply.