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Premium

Best Premium credit cards in Portugal

Premium credit cards in Portugal carry higher annual fees in exchange for richer perks such as lounge access, travel credits or insurance.

*a card is filed here when a verified annual fee is 250 or more in local currency, when its name marks a premium tier (Platinum, Black, Infinite, Reserve and similar), or when the source listing we imported it from files it that way.

27
Premium cards filed
The ledger

All Premium cards in Portugal

27 cards
Banco BPI№ 1

BPI Business Gold+

Visa card issued by Banco BPI.

BusinessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Banco BPI№ 2

BPI Gold+

Visa card issued by Banco BPI.

TravelPremium
Annual fee€50per year
Top earn rateNot confirmed
Banco BPI№ 3

BPI Platina

Visa card issued by Banco BPI.

Lounge AccessPremium
Annual fee€100per year
Top earn rateNot confirmed
Caixa Geral de Depósitos (CGD)№ 4

Business Gold

Credit card issued by Caixa Geral de Depósitos (CGD).

BusinessPremium
Annual fee€50per year
Top earn rateNot confirmed
Caixa Geral de Depósitos (CGD)№ 5

Caixa Gold

Credit card issued by Caixa Geral de Depósitos (CGD).

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Caixa Geral de Depósitos (CGD)№ 6

Caixa Platina

Visa card issued by Caixa Geral de Depósitos (CGD).

Premium
Annual fee€90per year
Top earn rateNot confirmed
Banco Montepio№ 9

Cartão Business Gold

Visa card issued by Banco Montepio.

BusinessPremium
Annual fee€93,60per year
Top earn rateNot confirmed
Crédito Agrícola (Caixa Central de Crédito Agrícola Mútuo / rede CCAM)№ 10

Cartão CA Corporate Premium

Mastercard issued by Crédito Agrícola (Caixa Central de Crédito Agrícola Mútuo / rede CCAM).

BusinessPremium
Annual fee€60per year
Top earn rateNot confirmed
Novo Banco№ 11

Cartão Corporate Platinum

Credit card issued by Novo Banco.

BusinessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
ActivoBank№ 12

Cartão de Crédito AB Gold

Visa card issued by ActivoBank.

Cash BackPremium
Annual fee€2,99/monthNot yet checked with ActivoBank€35,88/yr
Top earn rateNot confirmed
Abanca Portugal№ 13

Cartão de Crédito ABANCA Gold

Visa card issued by Abanca Portugal.

TravelPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Banco Santander Totta№ 15

Cartão de Crédito Gold

Visa card issued by Banco Santander Totta.

Lounge AccessPremium
Annual fee€6/monthNot yet checked with Banco Santander Totta€72/yr
Top earn rateNot confirmed
Banco Montepio№ 16

Cartão de Crédito Gold

Visa card issued by Banco Montepio.

Premium
Annual fee€60per year
Top earn rateNot confirmed
Novo Banco№ 17

Cartão de Crédito Gold

Visa card issued by Novo Banco.

TravelPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Banco Santander Totta№ 19

Cartão de Crédito Platinum

Visa card issued by Banco Santander Totta.

Lounge AccessPremium
Annual fee€150per year
Top earn rateNot confirmed
Crédito Agrícola (Caixa Central de Crédito Agrícola Mútuo / rede CCAM)№ 21

Cartão Premier

Visa card issued by Crédito Agrícola (Caixa Central de Crédito Agrícola Mútuo / rede CCAM).

Lounge AccessPremium
Annual fee€48per year
Top earn rateNot confirmed
Millennium bcp (Banco Comercial Português)№ 22

Gold Prestige

Visa card issued by Millennium bcp (Banco Comercial Português).

PremiumPoints
Annual fee€31,20per year
Top earn rateNot confirmed
Caixa Geral de Depósitos (CGD)№ 23

Miles & More Gold

Mastercard issued by Caixa Geral de Depósitos (CGD).

AirlinePremium
Annual fee€60per year
Top earn rateNot confirmed
Millennium bcp (Banco Comercial Português)№ 24

Platinum

Visa card issued by Millennium bcp (Banco Comercial Português).

TravelPremium
Annual fee€83,20per year
Top earn rateNot confirmed
Millennium bcp (Banco Comercial Português)№ 25

Platinum Private Banking

Visa card issued by Millennium bcp (Banco Comercial Português).

Lounge AccessPremium
Annual fee€78per year
Top earn rateNot confirmed
Millennium bcp (Banco Comercial Português)№ 26

TAP Platinum

Visa card issued by Millennium bcp (Banco Comercial Português).

AirlinePremium
Annual fee€312per year
Top earn rateNot confirmed
Millennium bcp (Banco Comercial Português)№ 27

Travel Mate Platinum

Credit card issued by Millennium bcp (Banco Comercial Português).

Premium
Annual fee€83,20per year
Top earn rateNot confirmed
Questions

Frequently asked

What is the best premium credit card in Portugal?

The best premium card in Portugal depends on your spending and goals. We list every premium card we hold — 27 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a premium credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a premium card with other cards?

Yes. Many people pair a premium card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these premium card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.
Best Premium Credit Cards in Portugal | PointsExplained