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Visa1/4 on file
Annual fee not yet checked
Banco Santander Totta · Visa

Cartão de Crédito Gold

Lounge AccessPremiumTravel

The Cartão de Crédito Gold is a Visa card from Banco Santander Totta with a fee of €6 a month (€72 a year). Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with Banco Santander Totta: annual fee and credit requirement. Banco Santander Totta’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee€6/month€72/yrNot yet checked with Banco Santander Totta
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Ledger entry

The receipt

Every cost line we hold for the Cartão de Crédito Gold, exactly as recorded.

Annual fee
€6/month (€72/yr)Not yet checked with Banco Santander Totta
Supplementary card
Not confirmed
Foreign transaction
Not confirmedIssuer restricts access — check their site
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with Banco Santander Totta
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Cartão de Crédito Gold. That may mean there isn’t one, or simply that we have not recorded it — Banco Santander Totta’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Cartão de Crédito Gold. Rather than print a multiplier we cannot source, this stays blank until Banco Santander Totta’s own terms give us one.

Issuer restricts access — check their site
Included

Perks & benefits

Card benefits

  • SmartDelay - free airport lounge access for delayed flights
  • LoungeKey discounted lounge access worldwide
  • Visa Luxury Hotel Collection privileges and upgrades
  • Air Refund legal support for flight refunds
  • 3 months free eDreams Prime Plus and travel credit
  • Travel insurance (accidents, baggage, flight delay/cancellation)
  • Daily life insurance package (personal accident, vehicle assistance, home assistance)
  • Health plan with hospital coverage up to 25,000€/year
  • Up to 50 days interest-free
  • Free MB WAY transfers
  • Instalment payment option (PagaSIMPLES)
  • 24/7 customer support
Next step

Ready to apply for the Cartão de Crédito Gold?

You'll finish the application on Banco Santander Totta's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Banco Santander Totta’s site
Questions

Questions about the Cartão de Crédito Gold

How much is the Cartão de Crédito Gold annual fee?

The Cartão de Crédito Gold has an annual fee of €72. We have not yet checked that figure with Banco Santander Totta, so confirm it on Banco Santander Totta's own page. Weigh that against the rewards and perks you will actually use.

What does the Cartão de Crédito Gold earn?

Banco Santander Totta's site restricts automated access, so we could not read the Cartão de Crédito Gold's earn rates and do not print a multiplier. Check them on Banco Santander Totta's own site.

What network is the Cartão de Crédito Gold on?

The Cartão de Crédito Gold runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Cartão de Crédito Gold available in Portugal?

Yes — the Cartão de Crédito Gold is issued by Banco Santander Totta and is available to eligible applicants in Portugal. Approval depends on the issuer's own credit and income criteria.

How current is this Cartão de Crédito Gold information?

No figure we hold for the Cartão de Crédito Gold has been checked against a published document yet, so we show no check date. Banco Santander Totta's site restricts access, so we could not check: foreign transaction fee, earn rates and welcome offer. We could not verify, so we do not print: purchase APR. Check them with Banco Santander Totta. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Banco Santander Totta before you apply.