Work out what your points are actually worth.
No signup, no email gate, nothing stored. Put in a balance and a programme and you get a range — conservative, typical, optimal — rather than one confident number, because that is the honest shape of the answer.
*every figure on this page is quoted in EUR and priced from the valuations we publish — where we have no valuation, the tool says so instead of guessing.
- 1
- EUR programmes valued
- 7
- Countries
3 tools on file
Each one runs in the browser. Nothing is stored, nothing is emailed, and no result is gated behind an address.
i.Tool
Points Value Calculator
Pick a loyalty programme, enter a balance, and see what it is worth across conservative, typical, and optimal redemptions — quoted in that programme's own currency, and marked as a published rate or our estimate.
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ii.Tool
Points Optimization Assessment
Set your monthly spending and see what a card would add over a flat 1× card in each category where we hold an earn rate quoted from the issuer's own page — every rate linked to its source.
Open ↓
iii.Tool · its own page
Card Match Quiz
Four questions about your spending, goals, and credit, then a full ranking of the cards on file scored by estimated first-year value.
What is a point actually worth?
Pick a programme, enter a balance, and read the three figures. Each one is quoted in that programme's own currency, and the rate behind it is on the same line.
10 000 TAP Miles&Go points are typically worth €100
10 000 TAP Miles&Go points
| Redemption | Rate | Worth (EUR) |
|---|---|---|
| ConservativeCash back, gift cards | 0.6c | €60 |
| TypicalStandard travel redemption | 1c | €100 |
| OptimalBest redemption | 2.5c | €250 |
Editorial estimate. TAP Miles&Go publishes no fixed value for its points, and we hold no source for these rates — they are our judgement, in c per point. Treat the range, not any one figure, as the answer.
Editorial notes — not checked against TAP Miles&Go
Best uses
- Star Alliance partner flights
- Europe short-haul
- Business class to Brazil
Worst uses
- Merchandise
- Non-Star Alliance bookings
The gap between a flat card and the best rates.
Set your monthly spending. The headline number and the table beneath it come from one calculation, so they agree by construction.
We have not yet checked a single category earn rate for Portugal against an issuer’s own page, so this assessment has nothing honest to compare. It used to show a table of “best published rates” here; the ones we could check were wrong, so it is gone until each rate carries its source.