Skip to content
★ THE HONEST NUMBER ON EVERY CARD117 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — Portugal Cards

The honest number on every Portugal credit card.

Every card we hold for Portugal — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

117
Portugal cards tracked
15
categories filed
The ledger

All credit cards in Portugal

Showing 48 of 117
Search
Network
Annual fee
Sort
Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
Abanca Portugal№ 1

ABANCAcard

Credit card issued by Abanca Portugal.

Annual feeNot confirmed
Top earn rateNot confirmed
BBVA Instituição Financeira de Crédito, S.A. (BBVA Consumer Finance)№ 2

Affinity Card

Credit card issued by BBVA Instituição Financeira de Crédito, S.A. (BBVA Consumer Finance).

No Annual FeeStore & Retail
Annual fee€0per year
Top earn rateNot confirmed
Bankinter Consumer Finance (bankintercard)№ 3

bankintercard Gold

Visa card issued by Bankinter Consumer Finance (bankintercard).

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
BBVA Instituição Financeira de Crédito, S.A. (BBVA Consumer Finance)№ 4

BBVA Consumer Finance (Rede Universal Visa)

Visa card issued by BBVA Instituição Financeira de Crédito, S.A. (BBVA Consumer Finance).

Annual feeNot confirmed
Top earn rateNot confirmed
Banco Best№ 5

Best Gold Plus Visa

Visa card issued by Banco Best.

Cash BackAirline
Annual fee€40per year
Top earn rateNot confirmed
Banco Best№ 6

Best Gold Visa

Visa card issued by Banco Best.

Cash BackLow Interest
Annual fee€22per year
Top earn rateNot confirmed
Banco BPI№ 7

BPI Business

Visa card issued by Banco BPI.

BusinessSelf-Employed
Annual fee€30per year
Top earn rateNot confirmed
Banco BPI№ 8

BPI Business Gold+

Visa card issued by Banco BPI.

BusinessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Banco BPI№ 9

BPI Classic

Visa card issued by Banco BPI.

Rewards
Annual fee€20per year
Top earn rateNot confirmed
Banco BPI№ 10

BPI Enjoy

Visa card issued by Banco BPI.

Rewards
Annual fee€14per year
Top earn rateNot confirmed
Banco BPI№ 11

BPI Gold+

Visa card issued by Banco BPI.

TravelPremium
Annual fee€50per year
Top earn rateNot confirmed
Banco BPI№ 12

BPI Now

Visa card issued by Banco BPI.

Cash BackNo Annual Fee
Annual fee€0per year
Top earn rateNot confirmed
Banco BPI№ 13

BPI Platina

Visa card issued by Banco BPI.

Lounge AccessPremium
Annual fee€100per year
Top earn rateNot confirmed
Banco BPI№ 14

BPI Recheio

Visa card issued by Banco BPI.

Business
Annual fee€15per year
Top earn rate0.5%Two independent reads agree · not quoted verbatimOther
Caixa Geral de Depósitos (CGD)№ 15

Business Classic

Credit card issued by Caixa Geral de Depósitos (CGD).

Business
Annual fee€30per year
Top earn rateNot confirmed
Caixa Geral de Depósitos (CGD)№ 16

Business Gold

Credit card issued by Caixa Geral de Depósitos (CGD).

BusinessPremium
Annual fee€50per year
Top earn rateNot confirmed
Novo Banco№ 17

Business Silver

Credit card issued by Novo Banco.

Business
Annual fee€45per year
Top earn rateNot confirmed
Caixa Geral de Depósitos (CGD)№ 18

Caixa Classic

Visa card issued by Caixa Geral de Depósitos (CGD).

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Caixa Geral de Depósitos (CGD)№ 19

Caixa Gold

Credit card issued by Caixa Geral de Depósitos (CGD).

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Caixa Geral de Depósitos (CGD)№ 20

Caixa In

Visa card issued by Caixa Geral de Depósitos (CGD).

Rewards
Annual fee€12per year
Top earn rateNot confirmed
Caixa Geral de Depósitos (CGD)№ 21

Caixa ISIC

Visa card issued by Caixa Geral de Depósitos (CGD).

Low InterestStudent
Annual fee€18per year
Top earn rateNot confirmed
Caixa Geral de Depósitos (CGD)№ 22

Caixa ITIC

Visa card issued by Caixa Geral de Depósitos (CGD).

Welcome Bonus
Annual fee€25per year
Top earn rateNot confirmed
Caixa Geral de Depósitos (CGD)№ 23

Caixa Platina

Visa card issued by Caixa Geral de Depósitos (CGD).

Premium
Annual fee€90per year
Top earn rateNot confirmed
Abanca Portugal№ 24

Cartão ABANCA Business

Visa card issued by Abanca Portugal.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Abanca Portugal№ 25

Cartão ABANCA Corporate

Visa card issued by Abanca Portugal.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Bankinter Portugal№ 29

Cartão Bankinter Business Gold

Visa card issued by Bankinter Portugal.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Bankinter Portugal№ 31

Cartão BK Classic

Visa card issued by Bankinter Portugal.

Rewards
Annual fee€15per year
Top earn rateNot confirmed
Bankinter Portugal№ 32

Cartão BK Gold

Visa card issued by Bankinter Portugal.

Rewards
Annual fee€30per year
Top earn rateNot confirmed
Bankinter Portugal№ 34

Cartão BK Power

Visa card issued by Bankinter Portugal.

No Annual Fee
Annual fee€0per year
Top earn rateNot confirmed
Bankinter Portugal№ 35

Cartão BK Premier

Visa card issued by Bankinter Portugal.

Annual fee€15per year
Top earn rateNot confirmed
Banco Bilbao Vizcaya Argentaria, S.A. – Sucursal em Portugal (BBVA)№ 36

Cartão Business Classic BBVA

Credit card issued by Banco Bilbao Vizcaya Argentaria, S.A. – Sucursal em Portugal (BBVA).

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Novo Banco№ 37

Cartão Business Gold

Credit card issued by Novo Banco.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Banco Montepio№ 38

Cartão Business Gold

Visa card issued by Banco Montepio.

BusinessPremium
Annual fee€93,60per year
Top earn rateNot confirmed
Banco Bilbao Vizcaya Argentaria, S.A. – Sucursal em Portugal (BBVA)№ 39

Cartão Business Gold BBVA

Credit card issued by Banco Bilbao Vizcaya Argentaria, S.A. – Sucursal em Portugal (BBVA).

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Banco Montepio№ 40

Cartão Business Trade

Visa card issued by Banco Montepio.

Business
Annual fee€72,80per year
Top earn rateNot confirmed
Crédito Agrícola (Caixa Central de Crédito Agrícola Mútuo / rede CCAM)№ 41

Cartão CA Corporate

Mastercard issued by Crédito Agrícola (Caixa Central de Crédito Agrícola Mútuo / rede CCAM).

Business
Annual fee€40per year
Top earn rateNot confirmed
Crédito Agrícola (Caixa Central de Crédito Agrícola Mútuo / rede CCAM)№ 42

Cartão CA Corporate Premium

Mastercard issued by Crédito Agrícola (Caixa Central de Crédito Agrícola Mútuo / rede CCAM).

BusinessPremium
Annual fee€60per year
Top earn rateNot confirmed
Crédito Agrícola (Caixa Central de Crédito Agrícola Mútuo / rede CCAM)№ 43

Cartão CA&Companhia

Mastercard issued by Crédito Agrícola (Caixa Central de Crédito Agrícola Mútuo / rede CCAM).

Annual feeNot confirmed
Top earn rateNot confirmed
Crédito Agrícola (Caixa Central de Crédito Agrícola Mútuo / rede CCAM)№ 44

Cartão CA&Companhia Comerciante

Credit card issued by Crédito Agrícola (Caixa Central de Crédito Agrícola Mútuo / rede CCAM).

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Caixa Geral de Depósitos (CGD)№ 45

Cartão Caixa WinWin

Credit card issued by Caixa Geral de Depósitos (CGD).

Business
Annual fee€25per year
Top earn rateNot confirmed
Crédito Agrícola (Caixa Central de Crédito Agrícola Mútuo / rede CCAM)№ 46

Cartão Classic

Visa card issued by Crédito Agrícola (Caixa Central de Crédito Agrícola Mútuo / rede CCAM).

Rewards
Annual fee€18per year
Top earn rateNot confirmed
Crédito Agrícola (Caixa Central de Crédito Agrícola Mútuo / rede CCAM)№ 47

Cartão Clube A Crédito Business

Credit card issued by Crédito Agrícola (Caixa Central de Crédito Agrícola Mútuo / rede CCAM).

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Crédito Agrícola (Caixa Central de Crédito Agrícola Mútuo / rede CCAM)№ 48

Cartão Clube A Crédito Particular

Visa card issued by Crédito Agrícola (Caixa Central de Crédito Agrícola Mútuo / rede CCAM).

Rewards
Annual fee€12per year
Top earn rateNot confirmed
Questions

Frequently asked

How many credit cards does PointsExplained track in Portugal?

We currently track 117 credit cards in Portugal, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in Portugal?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 117 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “€0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.