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Store & Retail

Best Store & Retail credit cards in Portugal

Store and retail credit cards in Portugal are co-branded with a retailer, and usually earn most — or only — at that chain.

*a card is filed here when its name carries a retailer's brand. Some store cards work only at that retailer, so check the issuer's terms before you apply.

7
Store & Retail cards filed
The ledger

All Store & Retail cards in Portugal

7 cards
BBVA Instituição Financeira de Crédito, S.A. (BBVA Consumer Finance)№ 1

Affinity Card

Credit card issued by BBVA Instituição Financeira de Crédito, S.A. (BBVA Consumer Finance).

No Annual FeeStore & Retail
Annual fee€0per year
Top earn rateNot confirmed
BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem)№ 2

Cartão de Crédito FNAC (Cetelem)

Credit card issued by BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem).

No Annual FeeStore & Retail
Annual fee€0per year
Top earn rateNot confirmed
Oney Bank, Sucursal em Portugal№ 3

Cartão de Crédito IKEA Family

Visa card issued by Oney Bank, Sucursal em Portugal.

No Annual FeeStore & Retail
Annual fee€0per year
Top earn rateNot confirmed
Oney Bank, Sucursal em Portugal№ 4

Cartão de Crédito Leroy Merlin+

Visa card issued by Oney Bank, Sucursal em Portugal.

No Annual FeeStore & Retail
Annual fee€0per year
Top earn rateNot confirmed
UNIBANCO№ 5

Cartão El Corte Inglés

Credit card issued by UNIBANCO.

Store & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
Oney Bank, Sucursal em Portugal№ 6

Cartão Oney Auchan+

Visa card issued by Oney Bank, Sucursal em Portugal.

No Annual FeeStore & Retail
Annual fee€0per year
Top earn rateNot confirmed
BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem)№ 7

Cartão RP/on

Credit card issued by BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem).

Gas & FuelGroceries
Annual fee€0per year
Top earn rateNot confirmed
Questions

Frequently asked

What is the best store & retail credit card in Portugal?

The best store & retail card in Portugal depends on your spending and goals. We list every store & retail card we hold — 7 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a store & retail credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a store & retail card with other cards?

Yes. Many people pair a store & retail card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these store & retail card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.