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Card2/4 on file
✓ Annual fee checked
BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem) · Card

Cartão RP/on

The Cartão RP/on is a credit card from BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem) with an annual fee of €0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026). Not yet checked with BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem): credit requirement. BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem)’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee€0per yearChecked clientebancario.bportugal.pt
Opens BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem)’s site
Ledger entry

The receipt

Every cost line we hold for the Cartão RP/on, exactly as recorded.

Annual fee
€0Checked clientebancario.bportugal.pt
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
NoneNot yet checked with BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem)
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Cartão RP/on. That may mean there isn’t one, or simply that we have not recorded it — BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem)’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Cartão RP/on. Rather than print a multiplier we cannot source, this stays blank until BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem)’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • 3% cashback em Gasolineiras, Supermercados, Vestuário e Calçado (até 180€/ano)
  • Adesão gratuita, sem custos de adesão
  • Crédito permanente reutilizável após pagamento
  • Opções flexíveis de reembolso (mínimo, sem juros, com juros)
  • Uso imediato após adesão em loja Radio Popular
  • Serviço de homebanking exclusivo
  • Compatível com MB Way e Multibanco
  • Aceite em estabelecimentos MasterCard em Portugal e no estrangeiro
Next step

Ready to apply for the Cartão RP/on?

You'll finish the application on BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem)'s own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem)’s site
Questions

Questions about the Cartão RP/on

How much is the Cartão RP/on annual fee?

The Cartão RP/on has an annual fee of €0. Weigh that against the rewards and perks you will actually use.

What does the Cartão RP/on earn?

We could not verify the Cartão RP/on's earn rates, so we do not print a multiplier. Check them on BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem)'s own site.

What network is the Cartão RP/on on?

We hold no card network on record for the Cartão RP/on. The network determines where a card is accepted and which network-level benefits apply, so confirm it with BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem) before you apply.

Is the Cartão RP/on available in Portugal?

Yes — the Cartão RP/on is issued by BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem) and is available to eligible applicants in Portugal. Approval depends on the issuer's own credit and income criteria.

When were the Cartão RP/on figures last checked?

We checked its annual fee in September 2026, against a published document. Not yet checked with BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem): credit requirement. We could not verify, so we do not print: foreign transaction fee, purchase APR, earn rates and welcome offer. Check them with BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem). Terms can change without notice, so confirm the current details with BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem) before you apply.