★ THE HONEST NUMBER ON EVERY CARD IN PORTUGAL117 CARDS TRACKEDNO BIAS · NO SIGNUP · 60 SECONDSMILLENNIUM BCP (BANCO COMERCIAL PORTUGUÊS) · NOVO BANCO · CAIXA GERAL DE DEPÓSITOS (CGD) · BANCO BPI · BANKINTER PORTUGAL · CRÉDITO AGRÍCOLA · CETELEM
You're probably losinga trip to Paris every year!
Most cardholders never check whether their card fits how they actually spend. In about 60 seconds, we'll match your spending against the 117 cards we track in Portugal — and show you what the difference could buy.
*every number on this page comes from the 117 cards in our Portugal catalogue.
FIND YOUR MISSING POINTS
•••• •••• 8793
Tell us roughly how you spend and we'll rank the 117 cards we track in Portugal against it.
The honest number on every card in Portugal.
| Card | Fee | Welcome | Top rate |
|---|---|---|---|
Banco BPI | €15 | — | 0.5% OtherNot yet checked with Banco BPI |
Caixa Geral de Depósitos (CGD) | €25 | 500 pts | — |
Banco Santander Totta | €3/monthNot yet checked with Banco Santander Totta | — | 1 pts per €2 OtherNot yet checked with Banco Santander Totta |
Banco Santander Totta | €50 | — | 1% Other |
Caixa Geral de Depósitos (CGD) | €25 | 2000 pts | — |
Caixa Geral de Depósitos (CGD) | €60 | 4000 pts | — |
Abanca Portugal | €0 | — | — |
BBVA Instituição Financeira de Crédito, S.A. (BBVA Consumer Finance) | €0 | — | — |
BBVA Instituição Financeira de Crédito, S.A. (BBVA Consumer Finance) | €0 | — | — |
Banco Best | €40 | — | — |
not yet checked against a published document
107 more, ranked for your exact spending
See my full ranking Portugal, by the numbers.
i.
117
cards tracked
ii.
21
issuers covered
iii.
107
fees confirmed from issuer terms
iv.
100%
unbiased & free, always
Short reads, straight answers.
POINTSEXPLAINED · CLAIM TICKET Nº 0001EXPIRES: NEVER · TAKES 60 SEC
Your spending already earned it.
Come collect.
MEMO: free · no signup · ranked against every card we track in PortugalHow it works — and where to start.
i.
Tell us how you spend
A few numbers, no account — about sixty seconds.
ii.
We run the numbers
First-year value across 117 cards: bonus + earn − fee, using only figures we hold.
iii.
You pick your winner
Clear, easy, yours. Then apply in minutes.
★ BROWSE BY CATEGORY · PORTUGALSCROLL TO EXPLORE · HOVER FOR EXAMPLESTAP FOR EXAMPLES
BUSINESS№ 1
Business
34 cards in Portugal.
34 cards
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NO ANNUAL FEE№ 2
No Annual Fee
33 cards in Portugal.
33 cards
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REWARDS№ 3
Rewards
33 cards in Portugal.
33 cards
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PREMIUM№ 4
Premium
27 cards in Portugal.
27 cards
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TRAVEL№ 5
Travel
15 cards in Portugal.
15 cards
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CASH BACK№ 6
Cash Back
11 cards in Portugal.
11 cards
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AIRLINE№ 7
Airline
7 cards in Portugal.
7 cards
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Questions, answered plainly.
How is "first-year value" calculated?
Welcome bonus plus earn rates against your actual spending, minus the annual fee — using only the figures we hold for each card, and leaving out any we have not confirmed.
How do you make money if it's unbiased?
Today it doesn't: PointsExplained has no affiliate partnerships and earns nothing from card issuers. Rankings are driven by value to you, by the same rules for every card — and we show the math.
Where do the card details come from?
The issuer's own published terms, and in some countries the regulator's own product data. Where we hold a figure we print it; where we don't, we leave it blank and say so rather than guess.