Skip to content
Visa3/4 on file
✓ Annual fee checked
Banco Santander Totta · Visa

Cartão de Crédito Santander Negócios

Business

The Cartão de Crédito Santander Negócios is a Visa card from Banco Santander Totta with an annual fee of €50. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Oct 2026), earn rates (Sep 2026). Not yet checked with Banco Santander Totta: credit requirement. Banco Santander Totta’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee€50per yearChecked clientebancario.bportugal.pt
Top earn rate1%on OtherChecked santander.pt
Apply on Banco Santander TottaCompare this card
Opens Banco Santander Totta’s site
Ledger entry

The receipt

Every cost line we hold for the Cartão de Crédito Santander Negócios, exactly as recorded.

Annual fee
€50Checked clientebancario.bportugal.pt
Supplementary card
Not confirmed
Foreign transaction
Not confirmedIssuer restricts access — check their site
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with Banco Santander Totta
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Cartão de Crédito Santander Negócios. That may mean there isn’t one, or simply that we have not recorded it — Banco Santander Totta’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

Published category multipliers for the Cartão de Crédito Santander Negócios.

CategoryEarn rateCap
Other1%No cap on file
Checked santander.pt
Next step

Ready to apply for the Cartão de Crédito Santander Negócios?

You'll finish the application on Banco Santander Totta's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Banco Santander Totta’s site
Questions

Questions about the Cartão de Crédito Santander Negócios

How much is the Cartão de Crédito Santander Negócios annual fee?

The Cartão de Crédito Santander Negócios has an annual fee of €50. Weigh that against the rewards and perks you will actually use.

What does the Cartão de Crédito Santander Negócios earn?

The Cartão de Crédito Santander Negócios earns 1% on other. The full table is on this page.

What network is the Cartão de Crédito Santander Negócios on?

The Cartão de Crédito Santander Negócios runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Cartão de Crédito Santander Negócios available in Portugal?

Yes — the Cartão de Crédito Santander Negócios is issued by Banco Santander Totta and is available to eligible applicants in Portugal. Approval depends on the issuer's own credit and income criteria.

When were the Cartão de Crédito Santander Negócios figures last checked?

We checked its annual fee in October 2026 and its earn rates in September 2026, each against a published document. Not yet checked with Banco Santander Totta: credit requirement. Banco Santander Totta's site restricts access, so we could not check: foreign transaction fee and welcome offer. We could not verify, so we do not print: purchase APR. Check them with Banco Santander Totta. Terms can change without notice, so confirm the current details with Banco Santander Totta before you apply.