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Cash Back

Best Cash Back credit cards in Portugal

Cash-back credit cards in Portugal return a share of what you spend as cash or statement credit, with no points to value.

*a card is filed here when its name says cash back, or the source listing we imported it from files it that way.

11
Cash Back cards filed
The ledger

All Cash Back cards in Portugal

11 cards
Bankinter Consumer Finance (bankintercard)№ 1

bankintercard Gold

Visa card issued by Bankinter Consumer Finance (bankintercard).

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Banco Best№ 2

Best Gold Plus Visa

Visa card issued by Banco Best.

Cash BackAirline
Annual fee€40per year
Top earn rateNot confirmed
Banco Best№ 3

Best Gold Visa

Visa card issued by Banco Best.

Cash BackLow Interest
Annual fee€22per year
Top earn rateNot confirmed
Banco BPI№ 4

BPI Now

Visa card issued by Banco BPI.

Cash BackNo Annual Fee
Annual fee€0per year
Top earn rateNot confirmed
ActivoBank№ 5

Cartão de Crédito AB Gold

Visa card issued by ActivoBank.

Cash BackPremium
Annual fee€2,99/monthNot yet checked with ActivoBank€35,88/yr
Top earn rateNot confirmed
Banco CTT№ 6

Cartão de Crédito Banco CTT

Mastercard issued by Banco CTT.

Cash BackNo Annual Fee
Annual fee€0per year
Top earn rateNot confirmed
ActivoBank№ 7

Cartão de Crédito Classic

Visa card issued by ActivoBank.

Cash BackNo Annual Fee
Annual fee€0per year
Top earn rateNot confirmed
Universo, IME, S.A.№ 8

Cartão Universo (legacy name)

Mastercard issued by Universo, IME, S.A..

Cash BackNo Annual Fee
Annual fee€0per year
Top earn rateNot confirmed
Universo, IME, S.A.№ 9

Cartão Universo+

Mastercard issued by Universo, IME, S.A..

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem)№ 10

Cetelem Black Plus

Mastercard issued by BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem).

Cash BackNo Annual Fee
Annual fee€0per year
Top earn rateNot confirmed
WiZink Bank, Sucursal em Portugal№ 11

WiZink Flex

Visa card issued by WiZink Bank, Sucursal em Portugal.

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

What is the best cash back credit card in Portugal?

The best cash back card in Portugal depends on your spending and goals. We list every cash back card we hold — 11 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a cash back credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a cash back card with other cards?

Yes. Many people pair a cash back card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these cash back card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.