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Mastercard2/4 on file
✓ Annual fee checked
BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem) · Mastercard

Cetelem Black Plus

Cash BackNo Annual FeeRewards

The Cetelem Black Plus is a Mastercard from BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem) with an annual fee of €0. Here is what we hold on it, and what we do not.

Annual fee€0per yearChecked cetelem.pt
Apply on BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem)Compare this card
Opens BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem)’s site
Ledger entry

The receipt

Every cost line we hold for the Cetelem Black Plus, exactly as recorded.

Annual fee
€0Checked cetelem.pt
Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Cetelem Black Plus. That may mean there isn’t one, or simply that we have not recorded it — BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem)’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Cetelem Black Plus. Rather than print a multiplier we cannot source, this stays blank until BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem)’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the Cetelem Black Plus?

You'll finish the application on BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem)'s own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem)’s site
Questions

Questions about the Cetelem Black Plus

How much is the Cetelem Black Plus annual fee?

The Cetelem Black Plus has an annual fee of €0. Weigh that against the rewards and perks you will actually use.

What does the Cetelem Black Plus earn?

We could not verify the Cetelem Black Plus's earn rates, so we do not print a multiplier. Check them on BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem)'s own site.

What network is the Cetelem Black Plus on?

The Cetelem Black Plus runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Cetelem Black Plus available in Portugal?

Yes — the Cetelem Black Plus is issued by BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem) and is available to eligible applicants in Portugal. Approval depends on the issuer's own credit and income criteria.

When were the Cetelem Black Plus figures last checked?

We checked its annual fee in September 2026, against a published document. Not published by BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem) where we checked: foreign transaction fee. We could not verify, so we do not print: purchase APR, earn rates and welcome offer. Check them with BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem). Terms can change without notice, so confirm the current details with BNP Paribas Personal Finance, Sucursal em Portugal (Cetelem) before you apply.