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Low Interest

Best Low Interest credit cards in Portugal

Low-interest credit cards in Portugal carry a lower purchase rate, which matters most if you carry a balance.

*a card is filed here when the lowest purchase APR we hold for it is under 13%, or the source listing we imported it from files it as low-rate.

4
Low Interest cards filed
The ledger

All Low Interest cards in Portugal

4 cards
Banco Best№ 1

Best Gold Visa

Visa card issued by Banco Best.

Cash BackLow Interest
Annual fee€22per year
Top earn rateNot confirmed
Caixa Geral de Depósitos (CGD)№ 2

Caixa ISIC

Visa card issued by Caixa Geral de Depósitos (CGD).

Low InterestStudent
Annual fee€18per year
Top earn rateNot confirmed
Banco Montepio№ 4

Cartão de Crédito Classic

Visa card issued by Banco Montepio.

Low InterestRewards
Annual fee€18per year
Top earn rateNot confirmed
Questions

Frequently asked

What is the best low interest credit card in Portugal?

The best low interest card in Portugal depends on your spending and goals. We list every low interest card we hold — 4 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a low interest credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a low interest card with other cards?

Yes. Many people pair a low interest card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these low interest card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.