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Mastercard0/4 on file
Annual fee: issuer restricts access
Universo, IME, S.A. · Mastercard

Cartão Universo+

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The Cartão Universo+ is a Mastercard from Universo, IME, S.A.. Universo, IME, S.A.'s site does not let us read its terms, so we leave the annual fee blank — check it on Universo, IME, S.A.'s own site. Here is what we hold on it, and what we do not.

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Ledger entry

The receipt

Every cost line we hold for the Cartão Universo+, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
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The welcome offer

No welcome offer on file

We hold no published welcome offer for the Cartão Universo+. That may mean there isn’t one, or simply that we have not recorded it — Universo, IME, S.A.’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Cartão Universo+. Rather than print a multiplier we cannot source, this stays blank until Universo, IME, S.A.’s own terms give us one.

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Next step

Ready to apply for the Cartão Universo+?

You'll finish the application on Universo, IME, S.A.'s own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Universo, IME, S.A.’s site
Questions

Questions about the Cartão Universo+

How much is the Cartão Universo+ annual fee?

We could not verify the Cartão Universo+'s annual fee, so we do not print one. Check the current annual fee on Universo, IME, S.A.'s own site before you apply.

What does the Cartão Universo+ earn?

We could not verify the Cartão Universo+'s earn rates, so we do not print a multiplier. Check them on Universo, IME, S.A.'s own site.

What network is the Cartão Universo+ on?

The Cartão Universo+ runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Cartão Universo+ available in Portugal?

Yes — the Cartão Universo+ is issued by Universo, IME, S.A. and is available to eligible applicants in Portugal. Approval depends on the issuer's own credit and income criteria.

How current is this Cartão Universo+ information?

No figure we hold for the Cartão Universo+ has been checked against a published document yet, so we show no check date. We could not verify, so we do not print: annual fee, foreign transaction fee, purchase APR, earn rates and welcome offer. Check them with Universo, IME, S.A.. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Universo, IME, S.A. before you apply.