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Visa2/4 on file
✓ Annual fee checked
Banco BPI · Visa

BPI Classic

The BPI Classic is a Visa card from Banco BPI with an annual fee of €20. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Oct 2026). Not yet checked with Banco BPI: credit requirement. Banco BPI’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee€20per yearChecked clientebancario.bportugal.pt
Ledger entry

The receipt

Every cost line we hold for the BPI Classic, exactly as recorded.

Annual fee
€20Checked clientebancario.bportugal.pt
Supplementary card
Not confirmed
Foreign transaction
Not confirmedIssuer restricts access — check their site
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with Banco BPI
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the BPI Classic. That may mean there isn’t one, or simply that we have not recorded it — Banco BPI’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the BPI Classic. Rather than print a multiplier we cannot source, this stays blank until Banco BPI’s own terms give us one.

Issuer restricts access — check their site
Included

Perks & benefits

Card benefits

  • No card provision fee with Conta Valor BPI
  • Interest-free credit period between 20 to 50 days
  • Ability to split purchases of €40 or more into installments up to 12 months (with interest)
  • Cashback-style Benefits Program returning part of amount spent
Next step

Ready to apply for the BPI Classic?

You'll finish the application on Banco BPI's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Banco BPI’s site
Questions

Questions about the BPI Classic

How much is the BPI Classic annual fee?

The BPI Classic has an annual fee of €20. Weigh that against the rewards and perks you will actually use.

What does the BPI Classic earn?

Banco BPI's site restricts automated access, so we could not read the BPI Classic's earn rates and do not print a multiplier. Check them on Banco BPI's own site.

What network is the BPI Classic on?

The BPI Classic runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the BPI Classic available in Portugal?

Yes — the BPI Classic is issued by Banco BPI and is available to eligible applicants in Portugal. Approval depends on the issuer's own credit and income criteria.

When were the BPI Classic figures last checked?

We checked its annual fee in October 2026, against a published document. Not yet checked with Banco BPI: credit requirement. Banco BPI's site restricts access, so we could not check: foreign transaction fee and earn rates. We could not verify, so we do not print: purchase APR and welcome offer. Check them with Banco BPI. Terms can change without notice, so confirm the current details with Banco BPI before you apply.