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Visa2/4 on file
✓ Annual fee checked
Banco Montepio · Visa

Cartão Business Trade

Business

The Cartão Business Trade is a Visa card from Banco Montepio with an annual fee of €72,80. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Oct 2026). Not yet checked with Banco Montepio: credit requirement. Banco Montepio’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee€72,80per yearChecked clientebancario.bportugal.pt
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
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Ledger entry

The receipt

Every cost line we hold for the Cartão Business Trade, exactly as recorded.

Annual fee
€72,80Checked clientebancario.bportugal.pt
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with Banco Montepio
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Cartão Business Trade. That may mean there isn’t one, or simply that we have not recorded it — Banco Montepio’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Cartão Business Trade. Rather than print a multiplier we cannot source, this stays blank until Banco Montepio’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • Interest-free credit for up to 50 days
  • Free insurance package
  • Exemption from half-yearly card provision fee when previous semester's usage exceeds 1,800 euros
  • Visa and ATM Network acceptance
  • Online or in-person shopping in Portugal and abroad
Next step

Ready to apply for the Cartão Business Trade?

You'll finish the application on Banco Montepio's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Banco Montepio’s site
Questions

Questions about the Cartão Business Trade

How much is the Cartão Business Trade annual fee?

The Cartão Business Trade has an annual fee of €72,80. Weigh that against the rewards and perks you will actually use.

What does the Cartão Business Trade earn?

Banco Montepio does not publish category earn rates for the Cartão Business Trade where we checked (October 2026), so we do not print a multiplier.

What network is the Cartão Business Trade on?

The Cartão Business Trade runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Cartão Business Trade available in Portugal?

Yes — the Cartão Business Trade is issued by Banco Montepio and is available to eligible applicants in Portugal. Approval depends on the issuer's own credit and income criteria.

When were the Cartão Business Trade figures last checked?

We checked its annual fee in October 2026, against a published document. Not yet checked with Banco Montepio: credit requirement. Not published by Banco Montepio where we checked: earn rates and welcome offer. We could not verify, so we do not print: foreign transaction fee and purchase APR. Check them with Banco Montepio. Terms can change without notice, so confirm the current details with Banco Montepio before you apply.