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Visa2/4 on file
✓ Annual fee checked
Banco Montepio · Visa

Cartão Business Gold

BusinessPremium

The Cartão Business Gold is a Visa card from Banco Montepio with an annual fee of €93,60. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Oct 2026). Not yet checked with Banco Montepio: credit requirement. Banco Montepio’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee€93,60per yearChecked clientebancario.bportugal.pt
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
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Ledger entry

The receipt

Every cost line we hold for the Cartão Business Gold, exactly as recorded.

Annual fee
€93,60Checked clientebancario.bportugal.pt
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with Banco Montepio
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Cartão Business Gold. That may mean there isn’t one, or simply that we have not recorded it — Banco Montepio’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Cartão Business Gold. Rather than print a multiplier we cannot source, this stays blank until Banco Montepio’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • Interest-free credit for up to 50 days
  • Installments between 3% and 100%
  • Free insurance package and complementary services
  • Exemption from the half-yearly credit card charge when usage in the previous semester exceeds 2,400 euros
Next step

Ready to apply for the Cartão Business Gold?

You'll finish the application on Banco Montepio's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Banco Montepio’s site
Questions

Questions about the Cartão Business Gold

How much is the Cartão Business Gold annual fee?

The Cartão Business Gold has an annual fee of €93,60. Weigh that against the rewards and perks you will actually use.

What does the Cartão Business Gold earn?

Banco Montepio does not publish category earn rates for the Cartão Business Gold where we checked (October 2026), so we do not print a multiplier.

What network is the Cartão Business Gold on?

The Cartão Business Gold runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Cartão Business Gold available in Portugal?

Yes — the Cartão Business Gold is issued by Banco Montepio and is available to eligible applicants in Portugal. Approval depends on the issuer's own credit and income criteria.

When were the Cartão Business Gold figures last checked?

We checked its annual fee in October 2026, against a published document. Not yet checked with Banco Montepio: credit requirement. Not published by Banco Montepio where we checked: earn rates and welcome offer. We could not verify, so we do not print: foreign transaction fee and purchase APR. Check them with Banco Montepio. Terms can change without notice, so confirm the current details with Banco Montepio before you apply.